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First Financial Corporation THFF Free cash flow margin

Free cash flow margin at other companies

Bank First Corporation logo
Bank First CorporationBFC
19.5%-14.6pp
Fifth Third Bank logo
Fifth Third BankFITB
16.1%
Old National Bancorp logo
Old National BancorpONB
33.3%+9.0pp
First Commonwealth Financial logo
First Commonwealth FinancialFCF
32.8%+9.0pp
First Financial Bankshares logo
First Financial BanksharesFFIN
47.5%-4.4pp
Business First Bancshares logo
Business First BancsharesBFST
27%-0.7pp

Other financials

Income statement

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Revenue$71.9M+14.0%
Net income$22.7M+22.4%
EPS (diluted)$1.91+21.7%

Balance sheet

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Total debt$7.7M+4.6%
Total equity$675.8M+15.0%
Total assets$6.2B+10.3%

Cash flow

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Operating cash flow$18.1M+42.0%
CapEx$1.3M+14.7%
Free cash flow$16.8M+44.7%

Valuation

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Market cap$980.61M+55.4%
P/E11.6×+1.4×
P/S3.6×+1.0×

Profitability

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Net margin30.7%+5.5pp

Returns & leverage

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Return on equity13.4%+2.3pp
Debt / equity0.0×

Where this comes from

Calculated from First Financial Corporation’s reported figures.

Based on trailing twelve months.

The source filing: First Financial Corporation’s 10-Q, filed August 6, 2026. Open the filing →

Filed
Aug 6, 2026, 10:26 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000714562-26-000053

FAQ

What is First Financial Corporation's free cash flow margin?
First Financial Corporation (THFF) reported free cash flow margin of 33.7% in Q2 2026.
How has First Financial Corporation's free cash flow margin changed year-over-year?
First Financial Corporation's free cash flow margin increased by 24.6% year-over-year, from 27% to 33.7%.
What is the long-term trend for First Financial Corporation's free cash flow margin?
Over 5 years (2020 to 2025), First Financial Corporation's free cash flow margin has grown at a -3.3% compound annual growth rate (CAGR), from 38.9% to 33%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.

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