Skip to content
First Financial Bancorp logo

First Financial Bancorp

FFBC

First Financial Bancorp is a regional financial holding company that provides a comprehensive suite of commercial banking, retail banking, and wealth management services.

Market cap
$3.55B+51.2%
Revenue$1.0B+18.3%
Net income$285.2M+19.5%
EPS (diluted)$2.83+13.2%
Trailing twelve months · change vs. prior year

Earnings

Next report

Oct 22, 2026 (in 3 months)
Revenue estimate$270.8M
EPS estimate$0.82

Financials

Q2 2026

Income statement

See full
Revenue$264.2M+16.7%
Net income$76.5M+9.2%
EPS (diluted)$0.730.0%

Balance sheet

See full
Total debt$1.6B-36.3%
Total equity$3.0B+16.8%
Total assets$22.4B+20.4%

Valuation & ratios

Valuation

See full
Market cap$3.55B+51.2%
P/E12.4×+2.4×
P/S3.5×+0.7×

Profitability

See full
Net margin28.3%+0.3pp

Returns & leverage

See full
Return on equity10.3%+0.5pp
Debt / equity0.5×-0.4×

Competitors

Profile

First Financial Bancorp is a regional financial holding company that provides a comprehensive suite of commercial banking, retail banking, and wealth management services. The company operates through a community banking model focused on long-term relationship building within its core Midwestern footprint while maintaining specialized niche lending platforms that serve clients on a nationwide basis. Its value proposition centers on combining local decision-making with the sophisticated product capabilities of a larger institution.

Competitive position

A mid-sized regional player that differentiates itself through local market expertise and specialized national niche lending units like Oak Street and Bannockburn.

GeographiesUnited States, Ohio, Indiana, Kentucky, Illinois
Customer segmentsSMEs, Retail consumers, Franchisees, Professional services firms
Business modelRelationship-based banking, Niche specialty lending, Fee-based advisory
SuppliersFederal Reserve System, Depositors, Technology and core banking service providers, Secondary mortgage market
CustomersSmall and medium-sized businesses, Individual retail borrowers, Commercial franchisees, Institutional wealth management clients
Listed1983
Employees2.2K
CEOArchie Brown
FilingsSEC EDGAR

Questions, answered.

What is First Financial Bancorp's market cap?
First Financial Bancorp (FFBC) has a market capitalization of $3.5B and trades on NASDAQ.
What is First Financial Bancorp's revenue and profitability?
First Financial Bancorp generated $1.0B in trailing twelve-month revenue with net income of $285.2M, representing a net margin of 28.3%. These figures are based on the Q2 2026 filing.
Who are First Financial Bancorp's competitors?
First Financial Bancorp's key competitors include Huntington Bancshares, First Financial Bankshares Inc, Fifth Third Bancorp, and others. These companies compete in similar markets and product categories.
Who does First Financial Bancorp partner with?
First Financial Bancorp's notable partners include Gallup, Nasdaq.
What subsidiaries does First Financial Bancorp have?
First Financial Bancorp's subsidiaries include First Financial Bank, Summit Funding Group, Inc., Oak Street Funding LLC, and others.
Where is First Financial Bancorp headquartered?
First Financial Bancorp is headquartered in United States of America and employs approximately 2,165 people. It has been publicly traded since 1983.