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International Bancshares IBOC Q2 2026 earnings

Reported August 6, 2026 · After market close

Revenue$264.1MIn line
EPS$1.54Miss by $0.07
Revenue estimate$264.1M
EPS estimate$1.61
“We are pleased with the consistency of our public company industry-leading financial results in the first half of 2026. We have historically been very focused and vigilant on delivering superior customer service, continued execution of our long-standing practices of balance sheet, asset, liability and liquidity management, strong cost controls, and evaluating processes for efficiencies across our organization using, among other things, AI initiatives, and we will continue to do so as we move through the second half of 2026. We know and believe that with continued focus on these established and long-standing practices, we will continue to deliver public company industry-leading financial results.”
Dennis E. Nixon

Next report

Nov 5, 2026 (in 2 months)
Revenue estimate$273.5M
EPS estimate$1.58

Financials

Q2 2026

Income statement

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Revenue$214.8M+3.2%
Net income$95.8M-4.3%
EPS (diluted)$1.54-4.3%

Balance sheet

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Cash & equivalents$451.2M-38.4%
Total equity$3.4B+11.7%
Total assets$17.0B+3.4%

Cash flow

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Operating cash flow$94.2M-1.3%
CapEx$5.7M+46.7%
Free cash flow$88.6M-3.4%

Valuation & ratios

Valuation

as of 09/16/26
See full
Market cap$4.45B+3.9%
P/E10.8×+0.4×
P/S5.2×0.0×

Profitability

See full
Net margin48.1%-1.7pp
FCF margin52.7%-1.8pp

Returns & leverage

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Return on equity12.9%-1.8pp

Segments

By product

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Service Charges On Deposit Accounts$19.2M+6.6%
Other Service Charges Commissions And Fees Banking$14.7M-1.9%
Other Service Charges Commissions And Fees Nonbanking$2.8M+4.3%

FAQ

When did International Bancshares report Q2 2026 earnings?
International Bancshares (IBOC) reported Q2 2026 earnings on August 6, 2026 after market close.
What were International Bancshares's Q2 2026 revenue and EPS?
International Bancshares reported revenue of $264.1M and eps of $1.54 for Q2 2026.
Did International Bancshares beat estimates in Q2 2026?
Revenue beat the consensus estimate of $264.1M by -. EPS missed the consensus estimate of $1.61 by $0.07.
How did International Bancshares's Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 1.0% from $261.6M a year earlier and eps declined 4.3% from $1.61.
Where can I find International Bancshares's Q2 2026 SEC filings?
You can read the 8-K earnings release (0001104659-26-089623) and the 10-Q periodic report (0001104659-26-091933) directly on SEC EDGAR. The filing index links above go to sec.gov.