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International Bancshares IBOC Q1 2026 earnings

Reported May 7, 2026 · Before market open

Revenue$257.3MIn line
EPS$1.64Miss by $0.04
Revenue estimate$257.3M
EPS estimate$1.68

Next report

Aug 6, 2026 (In 1 week)
Revenue estimate$266.4M
EPS estimate$1.61

Financials

Q1 2026

Income statement

See full
Revenue$208.5M+5.2%
Net income$102.2M+5.5%
EPS (diluted)$1.64+5.1%

Balance sheet

See full
Cash & equivalents$585.9M-0.6%
Total equity$3.3B+13.6%
Total assets$16.8B+3.4%

Cash flow

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Operating cash flow$120.7M-14.0%
CapEx$4.7M-36.5%
Free cash flow$116.0M-12.8%

Valuation & ratios

Valuation

as of 07/28/26
See full
Market cap$4.77B+10.0%
P/E11.4×+0.9×
P/S5.6×+0.3×

Profitability

See full
Net margin49%-0.5pp
FCF margin53.5%-2.7pp

Returns & leverage

See full
Return on equity13.5%-1.7pp

Segments

By product

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Service Charges On Deposit Accounts$18.8M+6.2%
Other Service Charges Commissions And Fees Banking$14.3M+1.9%
Other Service Charges Commissions And Fees Nonbanking$2.0M-12.8%

Versus estimates

Revenue

Q1 2026$257.3MIn line
Q4 2025$270.6MIn lineQ3 2025$272.6MQ2 2025$261.6MQ1 2025$251.6MQ4 2024$262.9M

Diluted EPS

Q1 2026$1.64Miss by $0.04
Q4 2025$1.71Beat by $0.08Q3 2025$1.74Q2 2025$1.61Q1 2025$1.56Q4 2024$1.85

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Questions, answered.

When did International Bancshares report Q1 2026 earnings?
International Bancshares (IBOC) reported Q1 2026 earnings on May 7, 2026 before market open.
What were International Bancshares's Q1 2026 revenue and EPS?
International Bancshares reported revenue of $257.3M and eps of $1.64 for Q1 2026.
Did International Bancshares beat estimates in Q1 2026?
Revenue beat the consensus estimate of $257.3M by -. EPS missed the consensus estimate of $1.68 by $0.04.
How did International Bancshares's Q1 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 2.2% from $251.6M a year earlier and eps grew 5.1% from $1.56.
Where can I find International Bancshares's Q1 2026 SEC filings?
You can read the 8-K earnings release (0001104659-26-056853) and the 10-Q periodic report (0001104659-26-056997) directly on SEC EDGAR. The filing index links above go to sec.gov.