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Reported August 7, 2025 · Before market open

Revenue$261.6M
EPS$1.61

Next report

Aug 6, 2026 (In 1 week)
Revenue estimate$266.4M
EPS estimate$1.61

Financials

Q2 2025

Income statement

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Revenue$208.2M+0.2%
Net income$100.1M+3.3%
EPS (diluted)$1.61+3.2%

Balance sheet

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Cash & equivalents$731.9M-7.6%
Total equity$3.0B+17.3%
Total assets$16.5B+6.3%

Cash flow

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Operating cash flow$95.5M-10.9%
CapEx$3.9M+65.1%
Free cash flow$91.6M-12.6%

Valuation & ratios

Valuation

as of 06/30/25
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Market cap$4.08B+14.8%
P/E9.9×+1.1×
P/S4.9×+0.7×

Profitability

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Net margin49.8%+1.6pp
FCF margin54.5%-0.7pp

Returns & leverage

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Return on equity14.7%-2.2pp

Segments

By product

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Service Charges On Deposit Accounts$18.0M-0.6%
Other Service Charges Commissions And Fees Banking$14.9M+2.0%
Other Service Charges Commissions And Fees Nonbanking$2.7M-8.4%

Versus estimates

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Questions, answered.

When did International Bancshares report Q2 2025 earnings?
International Bancshares (IBOC) reported Q2 2025 earnings on August 7, 2025 before market open.
What were International Bancshares's Q2 2025 revenue and EPS?
International Bancshares reported revenue of $261.6M and eps of $1.61 for Q2 2025.
How did International Bancshares's Q2 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 0.9% from $259.2M a year earlier and eps grew 3.2% from $1.56.
Where can I find International Bancshares's Q2 2025 SEC filings?
You can read the 10-Q periodic report (0001558370-25-010744) directly on SEC EDGAR. The filing index links above go to sec.gov.