Net Interest Income
JPMorgan Chase Net Interest Income increased by 1.5% to $25.37B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 9.0%, from $23.27B to $25.37B. Over 4 years (FY 2021 to FY 2025), Net Interest Income shows an upward trend with a 16.2% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
How to read this metric
An increase typically signals effective balance sheet management, growth in the loan portfolio, or a favorable interest rate environment, while a decrease may indicate margin compression or a decline in earning assets.
Detailed definition
Net interest income represents the difference between the interest earned on interest-bearing assets, such as loans and...
Peer comparison
Peers in the regional banking sector typically report this as a primary revenue line item, with variations driven by the specific mix of commercial versus retail lending and the sensitivity of their deposit base to market interest rates.
net_interest_incomeHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $12.74B | $13.08B | $13.60B | $13.87B | $15.13B | $17.52B | $20.19B | $20.71B | $21.78B | $22.73B | $24.05B | $23.08B | $22.75B | $23.41B | $23.35B | $23.27B | $23.21B | $23.97B | $25.00B | $25.37B |
| QoQ Change | — | +2.7% | +4.0% | +2.0% | +9.1% | +15.8% | +15.3% | +2.6% | +5.2% | +4.3% | +5.8% | -4.0% | -1.5% | +2.9% | -0.2% | -0.3% | -0.3% | +3.3% | +4.3% | +1.5% |
| YoY Change | — | — | — | — | +18.7% | +33.9% | +48.5% | +49.3% | +44.0% | +29.7% | +19.1% | +11.4% | +4.4% | +3.0% | -2.9% | +0.8% | +2.0% | +2.4% | +7.0% | +9.0% |
Business Segments
| Segment | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Consumer Community Banking | $13.71B | $13.58B | $13.87B | $14.14B | $14.40B | $14.86B | $14.84B | $14.74B |
| Corporate Investment Bank | $5.17B | $5.39B | $8.90B | $5.84B | $5.74B | $6.08B | $7.02B | $7.99B |
| Assetand Wealth Management | $1.62B | $1.64B | $1.70B | $1.74B | $1.69B | $1.73B | $1.68B | $1.73B |
| Total | $22.75B | $23.41B | $23.35B | $23.27B | $23.21B | $23.97B | $25.00B | $25.37B |
Commercial Banking was previously reported and has since been discontinued or reclassified. Only currently active segments are shown in the chart.
Net Interest Income at Other Companies
Frequently Asked Questions
- What is JPMorgan Chase's net interest income?
- JPMorgan Chase (JPM) reported net interest income of $25.37B in Q1 2026.
- How has JPMorgan Chase's net interest income changed year-over-year?
- JPMorgan Chase's net interest income increased by 9.0% year-over-year, from $23.27B to $25.37B.
- What is the long-term trend for JPMorgan Chase's net interest income?
- Over 4 years (2021 to 2025), JPMorgan Chase's net interest income has grown at a 16.2% compound annual growth rate (CAGR), from $52.31B to $95.44B.
- What does net interest income mean?
- The profit a bank makes from the difference between the interest it earns on loans and the interest it pays on deposits.