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International Bancshares IBOC Net Interest Income

Net Interest Income at other companies

HOM
Home BancSharesHOMB
$241.64M+9.9%
JPMorgan Chase logo
JPMorgan ChaseJPM
$25.51B+9.9%
Cullen/Frost Bankers logo
Cullen/Frost BankersCFR
$438.52M+5.4%
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$12.32B+5.2%
BOK Financial logo
BOK FinancialBOKF
$351.83M+7.2%
Customers Bancorp logo
Customers BancorpCUBI
$193.37M+9.4%

Other financials

Income statement

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Revenue$214.8M+3.2%
Net income$95.8M-4.3%
EPS (diluted)$1.54-4.3%

Balance sheet

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Cash & equivalents$451.2M-38.4%
Total equity$3.4B+11.7%
Total assets$17.0B+3.4%

Cash flow

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Operating cash flow$94.2M-1.3%
CapEx$5.7M+46.7%
Free cash flow$88.6M-3.4%

Valuation

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Market cap$4.72B+9.5%
P/E11.4×+1.0×
P/S5.5×+0.3×

Profitability

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Net margin48.1%-1.7pp
FCF margin52.7%-1.8pp

Returns & leverage

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Return on equity12.9%-1.8pp
Debt / equity

Where this comes from

Reported directly by International Bancshares in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: International Bancshares’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 3:13 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-091933
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Other borrowings676691342,145
Junior subordinated deferrable interest debentures1,5241,6933,0343,383
Total interest expense49,31053,47098,282106,890
Net interest income171,105167,497336,733328,716
Credit loss expense11,1054,39814,1297,727
Net interest income after provision for credit losses160,000163,099322,604320,989
Non-interest income:
Service charges on deposit accounts19,16817,98837,92835,655

Item 1. Financial Statements

FAQ

What is International Bancshares's net interest income?
International Bancshares (IBOC) reported net interest income of $171.11M in Q2 2026.
How has International Bancshares's net interest income changed year-over-year?
International Bancshares's net interest income increased by 2.2% year-over-year, from $167.5M to $171.11M.
What is the long-term trend for International Bancshares's net interest income?
Over 4 years (2021 to 2025), International Bancshares's net interest income has grown at a 16.0% compound annual growth rate (CAGR), from $371.27M to $672.42M.
What does net interest income mean?
Calculated as the difference between interest income generated from earning assets and interest expense paid on interest-bearing liabilities. It serves as the primary driver of a bank's core profitability and reflects the effectiveness of its net interest margin management.

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