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Reported October 23, 2026 · Before market open

Revenue$2.4BBeat by $202.5M
EPS$55.37Beat by $9.19
Revenue estimate$2.2B
EPS estimate$46.18
“Third quarter performance exceeded our expectations, fueled by strong, high quality top-line growth, accelerated loan and deposit growth, highly resilient credit quality, and expense discipline. We returned $600 million to our stockholders through share repurchases and further optimized our balance sheet by repaying another $8.0 billion of the Purchase Money Note. Additionally, we are pleased to announce the approval by our Board of Directors of a new share repurchase plan, authorizing the repurchase of up to $1.2 billion of our Class A common shares through 2027, a testament to our dedication to long-term value creation and returning capital to our stockholders.”
CEO Frank B. Holding

Next report

Jan 22, 2027 (in 3 months)
Revenue estimate$2.3B
EPS estimate$51.87

Financials

Q3 2026

Income statement

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Revenue$2.4B0.0%
Net income$577.0M+1.6%
EPS (diluted)$51.23+18.9%

Balance sheet

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Total debt$116.0M-99.7%
Total equity$21.6B-1.9%
Total assets$241.18B+3.3%

Valuation & ratios

Valuation

as of 10/30/26
See full
Market cap$26.47B+15.2%
P/E11.2×+1.3×
P/S2.8×+0.3×

Profitability

See full
Net margin24.6%+0.1pp

Returns & leverage

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Return on equity10.8%+0.5pp
Debt / equity0×-1.8×

Segments

By segment

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Commercial Bank$1.2B+155%
General Bank$1.0B+0.1%
Rail$179.0M+7.8%

FAQ

When did First Citizens BancShares report Q3 2026 earnings?
First Citizens BancShares (FCNCA) reported Q3 2026 earnings on October 23, 2026 before market open.
What were First Citizens BancShares's Q3 2026 revenue and EPS?
First Citizens BancShares reported revenue of $2.4B and eps of $55.37 for Q3 2026.
Did First Citizens BancShares beat estimates in Q3 2026?
Revenue beat the consensus estimate of $2.2B by $202.5M. EPS beat the consensus estimate of $46.18 by $9.19.
How did First Citizens BancShares's Q3 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 0.2% from $2.4B a year earlier and eps grew 24.1% from $44.62.
Where can I find First Citizens BancShares's Q3 2026 SEC filings?
You can read the 8-K earnings release (0000798941-26-000041) directly on SEC EDGAR. The filing index links above go to sec.gov.