Business Segments · Net Interest Income

Consumer Banking — Net Interest Income

Citizens Financial Group Consumer Banking — Net Interest Income increased by 3.7% to $1.31B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 9.7%, from $1.19B to $1.31B. This is a positive signal — higher values indicate stronger performance for this metric.

Analysis

StatementSegment
CategoryProfitability
SignalHigher is better
VolatilityModerate
First reportedQ1 2022
Last reportedQ1 2026

How to read this metric

An increase reflects effective balance sheet management or growth in the loan portfolio relative to deposit costs.

Detailed definition

This represents the difference between the interest income generated by consumer loans and the interest expense paid on...

Peer comparison

The core revenue metric for all commercial and retail banks.

Metric ID: cfg_segment_consumer_banking_net_interest_income

Historical Data

13 periods
 Q1 '22Q2 '22Q3 '22Q1 '23Q2 '23Q3 '23Q1 '24Q2 '24Q3 '24Q1 '25Q2 '25Q3 '25Q1 '26
Value$857.00M$995.00M$989.00M$1.10B$1.10B$1.07B$1.09B$1.12B$1.16B$1.19B$1.22B$1.26B$1.31B
QoQ Change+16.1%-0.6%+10.8%+0.7%-3.4%+2.4%+2.5%+3.2%+3.2%+2.1%+3.6%+3.7%
YoY Change+27.9%+11.0%+7.9%-0.3%+1.4%+8.3%+9.1%+8.8%+9.2%+9.7%
Range$857.00M$1.31B
CAGR+15.2%
Avg YoY Growth+9.3%
Median YoY Growth+8.9%
Current Streak7 quarters growth

Frequently Asked Questions

What is Citizens Financial Group's consumer banking — net interest income?
Citizens Financial Group (CFG) reported consumer banking — net interest income of $1.31B in Q1 2026.
How has Citizens Financial Group's consumer banking — net interest income changed year-over-year?
Citizens Financial Group's consumer banking — net interest income increased by 9.7% year-over-year, from $1.19B to $1.31B.
What does consumer banking — net interest income mean?
The profit earned from the spread between interest received on loans and interest paid on deposits.