Global Banking — Net Interest Income
Business Segments · Net Interest IncomeBank of America Global Banking — Net Interest Income increased by 3.1% to $3.24B in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 1.0%, from $3.27B to $3.24B. Over 4 years (FY 2021 to FY 2025), Global Banking — Net Interest Income shows an upward trend with a 10.3% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
StatementSegment
CategoryProfitability
SignalHigher is better
VolatilityModerate
First reportedQ1 2016
Last reportedQ4 2025
How to read this metric
An increase suggests higher lending margins or volume, while a decrease may signal margin compression or reduced loan demand.
Detailed definition
This is the difference between the interest income generated from commercial loans and lending products and the interest...
Peer comparison
Standard metric for all commercial banking segments across major global banks.
Metric ID:
bac_segment_global_banking_net_interest_incomeHistorical Data
19 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $1.98B | $2.19B | $2.36B | $2.34B | $2.63B | $3.33B | $3.88B | $3.91B | $3.69B | $3.61B | $3.44B | $3.46B | $3.28B | $3.23B | $3.27B | $3.15B | $3.08B | $3.14B | $3.24B |
| QoQ Change | — | +10.2% | +8.0% | -0.7% | +12.4% | +26.3% | +16.7% | +0.7% | -5.6% | -2.1% | -4.9% | +0.7% | -5.3% | -1.4% | +1.2% | -3.6% | -2.2% | +1.9% | +3.1% |
| YoY Change | — | — | — | — | +32.8% | +52.2% | +64.3% | +66.7% | +40.1% | +8.6% | -11.5% | -11.4% | -11.2% | -10.6% | -4.8% | -8.9% | -5.9% | -2.8% | -1.0% |
Range$1.98B – $3.91B
CAGR+11.5%
Avg YoY Growth+13.1%
Median YoY Growth-2.8%
Current Streak2 quarters growth
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Frequently Asked Questions
- What is Bank of America's global banking — net interest income?
- Bank of America (BAC) reported global banking — net interest income of $3.24B in Q4 2025.
- How has Bank of America's global banking — net interest income changed year-over-year?
- Bank of America's global banking — net interest income decreased by 1.0% year-over-year, from $3.27B to $3.24B.
- What is the long-term trend for Bank of America's global banking — net interest income?
- Over 4 years (2021 to 2025), Bank of America's global banking — net interest income has grown at a 10.3% compound annual growth rate (CAGR), from $8.51B to $12.61B.
- What does global banking — net interest income mean?
- The profit earned from the spread between interest received on loans and interest paid on deposits.