Discontinued — last reported Q1 '26

Business Segments · Interest Income Expense Net

Commercial Banking — Interest Income Expense Net

Citizens Financial Group Commercial Banking — Interest Income Expense Net increased by 1.3% to $456.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 3.4%, from $441.00M to $456.00M. Over 4 years (FY 2021 to FY 2025), Commercial Banking — Interest Income Expense Net shows relatively stable performance with a 1.0% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.

Analysis

StatementSegment
CategoryProfitability
SignalHigher is better
VolatilityModerate
First reportedQ1 2013
Last reportedQ1 2026

How to read this metric

An increase indicates a wider net interest margin or higher loan volume, while a decrease suggests margin compression or reduced lending activity.

Detailed definition

This is the difference between the interest income generated by commercial loans and investments and the interest expens...

Peer comparison

Equivalent to 'Net Interest Income' for a business segment in any banking institution.

Metric ID: cfg_segment_commercial_banking_interest_income_expense_net

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$419.00M$428.00M$438.00M$416.00M$534.00M$559.00M$594.00M$597.00M$584.00M$560.00M$551.00M$514.00M$494.00M$478.00M$464.00M$441.00M$439.00M$448.00M$450.00M$456.00M
QoQ Change+2.1%+2.3%-5.0%+28.4%+4.7%+6.3%+0.5%-2.2%-4.1%-1.6%-6.7%-3.9%-3.2%-2.9%-5.0%-0.5%+2.1%+0.4%+1.3%
YoY Change+27.4%+30.6%+35.6%+43.5%+9.4%+0.2%-7.2%-13.9%-15.4%-14.6%-15.8%-14.2%-11.1%-6.3%-3.0%+3.4%
Range$416.00M$597.00M
CAGR+1.8%
Avg YoY Growth+3.0%
Median YoY Growth-4.6%
Current Streak3 quarters growth

Frequently Asked Questions

What is Citizens Financial Group's commercial banking — interest income expense net?
Citizens Financial Group (CFG) reported commercial banking — interest income expense net of $456.00M in Q1 2026.
How has Citizens Financial Group's commercial banking — interest income expense net changed year-over-year?
Citizens Financial Group's commercial banking — interest income expense net increased by 3.4% year-over-year, from $441.00M to $456.00M.
What is the long-term trend for Citizens Financial Group's commercial banking — interest income expense net?
Over 4 years (2021 to 2025), Citizens Financial Group's commercial banking — interest income expense net has grown at a 1.0% compound annual growth rate (CAGR), from $1.71B to $1.78B.
What does commercial banking — interest income expense net mean?
The net interest profit earned by the commercial banking segment.