How has M&T Bank's commercial banking — interest income expense net changed year-over-year?

M&T Bank's commercial banking — interest income expense net increased by 1.1% year-over-year, from $529.00M to $535.00M.

What does commercial banking — interest income expense net mean?

The net profit earned from the difference between interest income from loans and interest expense paid on deposits.

Discontinued — last reported Q1 '26

Business Segments · Interest Income Expense Net

Commercial Banking — Interest Income Expense Net

M&T Bank Commercial Banking — Interest Income Expense Net decreased by 0.7% to $535.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 1.1%, from $529.00M to $535.00M. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementSegment

CategoryProfitability

SignalHigher is better

VolatilityModerate

First reportedQ1 2014

Last reportedQ1 2026

Rolls up toNet Interest Income

How to read this metric

An increase indicates improved net interest margins or growth in the interest-earning asset base, while a decrease suggests margin compression or rising funding costs.

Detailed definition

Calculated as the difference between interest earned on loans and investments and the interest paid on deposits and borr...

Peer comparison

Equivalent to Net Interest Income (NII) for a specific business segment, standard across all commercial banking institutions.

Metric ID: mtb_segment_commercial_banking_interest_income_expense_net

Historical Data

7 periods

	Q1 '24	Q2 '24	Q3 '24	Q1 '25	Q2 '25	Q3 '25	Q1 '26
Value	$548.00M	$553.00M	$551.00M	$529.00M	$531.00M	$539.00M	$535.00M
QoQ Change	—	+0.9%	-0.4%	-4.0%	+0.4%	+1.5%	-0.7%
YoY Change	—	—	—	-3.5%	-4.0%	-2.2%	+1.1%

Range$529.00M – $553.00M

CAGR-1.6%

Avg YoY Growth-2.1%

Median YoY Growth-2.8%

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Frequently Asked Questions

What is M&T Bank's commercial banking — interest income expense net?: M&T Bank (MTB) reported commercial banking — interest income expense net of $535.00M in Q1 2026.
How has M&T Bank's commercial banking — interest income expense net changed year-over-year?: M&T Bank's commercial banking — interest income expense net increased by 1.1% year-over-year, from $529.00M to $535.00M.
What does commercial banking — interest income expense net mean?: The net profit earned from the difference between interest income from loans and interest expense paid on deposits.