Business Segments · Interest Income (Expense), Operating

General Bank — Interest Income (Expense), Operating

First Citizens BancShares General Bank — Interest Income (Expense), Operating decreased by 3.3% to $813.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 3.2%, from $788.00M to $813.00M. Over 3 years (FY 2022 to FY 2025), General Bank — Interest Income (Expense), Operating shows an upward trend with a 21.7% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementSegment
CategoryProfitability
SignalHigher is better
VolatilityModerate
First reportedQ1 2022
Last reportedQ1 2026

How to read this metric

An increase suggests improved net interest margins or growth in interest-earning assets, while a decrease may indicate margin compression or reduced lending activity.

Detailed definition

This represents the net interest income generated by the bank's core lending and deposit-taking activities within the Ge...

Peer comparison

Standard across all commercial banks as Net Interest Income (NII).

Metric ID: fcnca_segment_general_bank_interest_income_expense_operating

Historical Data

17 periods
 Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$457.50M$457.50M$457.50M$457.50M$549.00M$659.00M$681.00M$671.00M$684.00M$730.00M$760.00M$777.00M$788.00M$824.00M$846.00M$841.00M$813.00M
QoQ Change+0.0%+0.0%+0.0%+20.0%+20.0%+3.3%-1.5%+1.9%+6.7%+4.1%+2.2%+1.4%+4.6%+2.7%-0.6%-3.3%
YoY Change+20.0%+44.0%+48.9%+46.7%+24.6%+10.8%+11.6%+15.8%+15.2%+12.9%+11.3%+8.2%+3.2%
Range$457.50M$846.00M
CAGR+15.5%
Avg YoY Growth+21.0%
Median YoY Growth+15.2%
Current Streak2 quarters decline

Frequently Asked Questions

What is First Citizens BancShares's general bank — interest income (expense), operating?
First Citizens BancShares (FCNCA) reported general bank — interest income (expense), operating of $813.00M in Q1 2026.
How has First Citizens BancShares's general bank — interest income (expense), operating changed year-over-year?
First Citizens BancShares's general bank — interest income (expense), operating increased by 3.2% year-over-year, from $788.00M to $813.00M.
What is the long-term trend for First Citizens BancShares's general bank — interest income (expense), operating?
Over 3 years (2022 to 2025), First Citizens BancShares's general bank — interest income (expense), operating has grown at a 21.7% compound annual growth rate (CAGR), from $1.83B to $3.30B.
What does general bank — interest income (expense), operating mean?
The net interest profit earned from core banking operations.