What does rail — interest income (expense), operating mean?

Represents the net interest impact generated by the financing activities specifically associated with the rail equipment leasing portfolio. This metric reflects the cost of capital or interest income derived from debt instruments used to fund rail assets.

First Citizens BancShares FCNCA Rail — Interest Income (Expense), Operating

Other segment segments

General Bank

$813M+3.2%

Commercial Bank

$802M+2.0%

Similar metrics at other companies

GATXRail International — Interest (expense) income, net

-$25M-30.9%

FIP

FIPRailroad — Interest Expense, Operating and Nonoperating

$1.5M+978%

FIP

FIPRailroad — Interest Expense

-$1.5M-978%

GATXRail North America — Interest (expense) income, net

-$114M-76.2%

FIP

FIPRailroad — Nonoperating Income (Expense)

-$2.01M-1,705%

CSXRail Operations — Operating Income (Loss)

$1.26B+20.9%

Other financials

Income statement

See full

Revenue$2.3B+0.7%

Net income$534.0M+10.6%

EPS (diluted)$42.63+23.7%

Balance sheet

See full

Cash & equivalents$1.1B+33.0%

Total debt$34.5B-12.0%

Total equity$22.0B-1.1%

Total assets$235.96B+3.1%

Cash flow

See full

Operating cash flow$172.0M+75.5%

CapEx$141.0M+36.9%

Free cash flow$31.0M+720%

Valuation

See full

Market cap$24.11B-7.3%

Enterprise value$57.55B-10.3%

P/E10.7×-0.2×

P/S2.5×-0.2×

Profitability

See full

Net margin23.6%-2.7pp

FCF margin23.5%+0.8pp

Returns & leverage

See full

Return on equity10.2%-1.3pp

Debt / equity1.6×-0.2×

Where this comes from

Reported directly by First Citizens BancShares in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: First Citizens BancShares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Citizens BancShares's rail — interest income (expense), operating?: First Citizens BancShares (FCNCA) reported rail — interest income (expense), operating of -$58M in Q1 2026.
How has First Citizens BancShares's rail — interest income (expense), operating changed year-over-year?: First Citizens BancShares's rail — interest income (expense), operating decreased by 11.5% year-over-year, from -$52M to -$58M.
What does rail — interest income (expense), operating mean?: Represents the net interest impact generated by the financing activities specifically associated with the rail equipment leasing portfolio. This metric reflects the cost of capital or interest income derived from debt instruments used to fund rail assets.