Business Segments · Interest Income (Expense), Operating
Rail — Interest Income (Expense), Operating
First Citizens BancShares Rail — Interest Income (Expense), Operating decreased by 9.4% to -$58.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 11.5%, from -$52.00M to -$58.00M. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementSegment
CategoryProfitability
SignalLower is better
VolatilityModerate
First reportedQ1 2020
Last reportedQ1 2026
Rolls up toNet Interest Income
How to read this metric
An increase in expense indicates higher borrowing costs to fund the rail fleet, while an increase in income suggests favorable interest rate spreads on financing.
Detailed definition
Represents the net interest impact generated by the financing activities specifically associated with the rail equipment...
Peer comparison
Common in specialized leasing companies and financial institutions with equipment finance divisions.
Metric ID:
fcnca_segment_rail_interest_income_expense_operatingHistorical Data
20 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $0.00 | $0.00 | $0.00 | -$19.00M | -$18.00M | -$20.00M | -$22.00M | -$28.00M | -$33.00M | -$40.00M | -$40.00M | -$43.00M | -$45.00M | -$48.00M | -$50.00M | -$52.00M | -$53.00M | -$55.00M | -$53.00M | -$58.00M |
| QoQ Change | — | — | — | — | +5.3% | -11.1% | -10.0% | -27.3% | -17.9% | -21.2% | +0.0% | -7.5% | -4.7% | -6.7% | -4.2% | -4.0% | -1.9% | -3.8% | +3.6% | -9.4% |
| YoY Change | — | — | — | — | — | — | — | -47.4% | -83.3% | -100.0% | -81.8% | -53.6% | -36.4% | -20.0% | -25.0% | -20.9% | -17.8% | -14.6% | -6.0% | -11.5% |
Range-$58.00M – $0.00
Avg YoY Growth-39.9%
Median YoY Growth-25.0%
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Frequently Asked Questions
- What is First Citizens BancShares's rail — interest income (expense), operating?
- First Citizens BancShares (FCNCA) reported rail — interest income (expense), operating of -$58.00M in Q1 2026.
- How has First Citizens BancShares's rail — interest income (expense), operating changed year-over-year?
- First Citizens BancShares's rail — interest income (expense), operating decreased by 11.5% year-over-year, from -$52.00M to -$58.00M.
- What does rail — interest income (expense), operating mean?
- The net interest cost or income generated by financing rail leasing operations.