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Midland States Bancorp MSBI Corporate — Interest Income (Expense), Operating

Other segment segments

Banking
$58.78M-3.0%
Wealth Management
-$20K-17.6%

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Other financials

Income statement

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Revenue$79.5M+4.6%
Net income$18.5M+113%
EPS (diluted)$0.74+111%

Balance sheet

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Cash & equivalents$113.7M+11.4%
Total debt$162.4M+220%
Total equity$559.0M-2.2%
Total assets$6.5B-10.1%

Cash flow

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Operating cash flow$17.0M-31.3%
CapEx$619.0K-66.5%
Free cash flow$16.3M-28.5%

Valuation

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Market cap$694.99M+84.4%
Enterprise value$743.74M+240%
P/E19.8×
P/S2.1×+1.0×

Profitability

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Net margin10.7%
FCF margin37%-5.4pp

Returns & leverage

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Return on equity6.2%
Debt / equity0.3×+0.2×

Where this comes from

Reported directly by Midland States Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: Midland States Bancorp’s 10-Q, filed April 30, 2026.

Filed
Apr 30, 2026, 4:10 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001466026-26-000049
(dollars in thousands) / Three Months Ended March 31, 2026BankingWealth ManagementCorporateTotal
Interest income$86,022$86,022
Interest expense27,238201,34728,605
Net interest income (expense)58,784(20)(1,347)57,417
Provision for credit losses5,0035,003
Wealth management revenue8,2488,248
Other noninterest income15,006(1,132)13,874
Total noninterest income15,0068,248(1,132)22,122
Salaries and employee benefits21,7634,39426,157

ITEM 1 – FINANCIAL STATEMENTS

FAQ

What is Midland States Bancorp's corporate — interest income (expense), operating?
Midland States Bancorp (MSBI) reported corporate — interest income (expense), operating of -$1.35M in Q1 2026.
How has Midland States Bancorp's corporate — interest income (expense), operating changed year-over-year?
Midland States Bancorp's corporate — interest income (expense), operating increased by 41.9% year-over-year, from -$2.32M to -$1.35M.
What is the long-term trend for Midland States Bancorp's corporate — interest income (expense), operating?
Over 3 years (2022 to 2025), Midland States Bancorp's corporate — interest income (expense), operating has grown at a -7.6% compound annual growth rate (CAGR), from -$10.49M to -$8.28M.
What does corporate — interest income (expense), operating mean?
This metric represents the net interest result for the corporate segment, calculated as the difference between interest income and interest expense. It serves as a primary indicator of the segment's net interest margin and core profitability from financial intermediation.

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