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Net Interest Income at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$25.51B+9.9%
U.S. Bancorp logo
U.S. BancorpUSB
$4.36B+7.7%
Bankwell Financial Group logo
Bankwell Financial GroupBWFG
$29.5M+23.3%
First Financial Corporation logo
First Financial CorporationTHFF
$61.22M+16.2%
Business First Bancshares logo
Business First BancsharesBFST
$77.84M+16.1%
First Internet Bancorp logo
First Internet BancorpINBK
$32.44M+15.9%

Other financials

Income statement

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Revenue$44.3M+8.5%
Net income$12.2M+9.2%
EPS (diluted)$1.44+9.1%

Balance sheet

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Cash & equivalents$137.1M-19.6%
Total debt$7.0M-7.5%
Total equity$380.1M+13.1%
Total assets$4.3B+9.5%

Cash flow

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Operating cash flow$3.1M-73.0%
CapEx$135.0K+68.8%
Free cash flow$2.9M-74.0%

Valuation

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Market cap$595.15M+51.2%
Enterprise value$465.06M+67.1%
P/E11.6×+3.3×
P/S3.5×+1.0×

Profitability

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Net margin29.8%+0.4pp
FCF margin30.7%-7.4pp

Returns & leverage

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Return on equity14.3%-0.4pp
Debt / equity0.0×

Where this comes from

Reported directly by First Business Financial Services in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: First Business Financial Services’s 10-Q, filed April 24, 2026.

Filed
Apr 24, 2026, 4:06 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001193125-26-177139
Line itemFor the Three Months Ended March 31, 2026For the Three Months Ended March 31, 2025
Deposits23,92823,016
Federal Home Loan Bank advances and other borrowings2,4503,256
Total interest expense26,37826,272
Net interest income35,51833,258
Provision for credit losses2,9602,659
Net interest income after provision for credit losses32,55830,599
Non-interest income
Private wealth management service fees3,8773,492

Item 1. Financial Statements

FAQ

What is First Business Financial Services's net interest income?
First Business Financial Services (FBIZ) reported net interest income of $35.52M in Q1 2026.
How has First Business Financial Services's net interest income changed year-over-year?
First Business Financial Services's net interest income increased by 6.8% year-over-year, from $33.26M to $35.52M.
What is the long-term trend for First Business Financial Services's net interest income?
Over 4 years (2021 to 2025), First Business Financial Services's net interest income has grown at a 12.7% compound annual growth rate (CAGR), from $84.66M to $136.69M.
What does net interest income mean?
Net interest income is the difference between the interest earned on interest-earning assets, such as loans and securities, and the interest paid on interest-bearing liabilities, such as deposits and borrowings. It is the fundamental measure of a bank's core profitability from its lending and deposit-taking activities. This metric indicates how effectively the bank manages its interest rate spread and asset-liability mix.

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