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First Bancorp FNLC Return on equity

Return on equity at other companies

Camden National logo
Camden NationalCAC
11.8%+3.6pp
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
9.8%+0.2pp
Home Bancorp logo
Home BancorpHBCP
11%+1.1pp
Pioneer Bancorp, Inc. logo
Pioneer Bancorp, Inc.PBFS
6.2%+0.8pp
West Bancorporation logo
West BancorporationWTBA
13.9%+2.6pp
First Business Financial Services logo
First Business Financial ServicesFBIZ
14.3%-0.4pp

Other financials

Income statement

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Revenue$25.1M+15.3%
Net income$9.0M+27.1%
EPS (diluted)$0.80+27.0%

Balance sheet

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Cash & equivalents$23.6M-10.7%
Total debt$195.8M+5.6%
Total equity$286.8M+10.4%
Total assets$3.2B+0.4%

Cash flow

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Operating cash flow$22.8M+945%
CapEx$526.0K-61.1%
Free cash flow$22.2M+2,587%

Valuation

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Market cap$383.94M+43.8%
Enterprise value$556.13M+30.6%
P/E10.6×+1.1×
P/S3.9×+0.7×

Profitability

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Net margin37%+3.4pp
FCF margin57.1%+24.5pp

Returns & leverage

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Debt / equity0.7×0.0×

Where this comes from

Calculated from First Bancorp’s reported figures.

Based on trailing twelve months.

The official record: First Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Bancorp's return on equity?
First Bancorp (FNLC) reported return on equity of 13.3% in Q1 2026.
How has First Bancorp's return on equity changed year-over-year?
First Bancorp's return on equity increased by 18.8% year-over-year, from 11.2% to 13.3%.
What is the long-term trend for First Bancorp's return on equity?
Over 5 years (2020 to 2025), First Bancorp's return on equity has grown at a 0.6% compound annual growth rate (CAGR), from 12.4% to 12.8%.
What does return on equity mean?
Trailing-twelve-month net income divided by average shareholders' equity (average of the start and end of the trailing-twelve-month window). Measures the profit generated on each dollar of shareholder capital.