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Return on equity at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
16.5%-0.9pp
Ally Financial logo
Ally FinancialALLY
9.4%+7.2pp
Live Oak Bancshares logo
Live Oak BancsharesLOB
11%+4.9pp
John Marshall Bancorp logo
John Marshall BancorpJMSB
8.6%+1.4pp
Bank First Corporation logo
Bank First CorporationBFC
10%-0.9pp
Customers Bancorp logo
Customers BancorpCUBI
14%+5.9pp

Other financials

Income statement

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Net income$2.5M+166%
EPS (diluted)$0.29+164%

Balance sheet

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Cash & equivalents$601.8M+52.6%
Total debt$240.9M-39.0%
Total equity$361.0M-6.9%
Total assets$5.7B-2.4%

Cash flow

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Operating cash flow$75.6M+130%
CapEx$299.0K+62.5%
Free cash flow$75.3M+131%

Valuation

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Market cap$242.32M+1.5%
Enterprise value-$118.58M-289%
P/S21×

Profitability

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Net margin218.7%
FCF margin-413.2%

Returns & leverage

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Debt / equity0.7×-0.4×

Where this comes from

Calculated from First Internet Bancorp’s reported figures.

Based on trailing twelve months.

The official record: First Internet Bancorp’s 10-Q, filed November 10, 2025, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Internet Bancorp's return on equity?
First Internet Bancorp (INBK) reported return on equity of -9% in Q3 2025.
How has First Internet Bancorp's return on equity changed year-over-year?
First Internet Bancorp's return on equity decreased by 249.1% year-over-year, from 6% to -9%.
What is the long-term trend for First Internet Bancorp's return on equity?
Over 4 years (2020 to 2024), First Internet Bancorp's return on equity has grown at a -7.5% compound annual growth rate (CAGR), from 9.3% to 6.8%.
What does return on equity mean?
Trailing-twelve-month net income divided by average shareholders' equity (average of the start and end of the trailing-twelve-month window). Measures the profit generated on each dollar of shareholder capital.