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First Internet Bancorp INBK Free cash flow margin

Discontinued — last reported Q4 '19

Free cash flow margin at other companies

Ally Financial logo
Ally FinancialALLY
55.3%
Live Oak Bancshares logo
Live Oak BancsharesLOB
43.7%+30.2pp
John Marshall Bancorp logo
John Marshall BancorpJMSB
36.9%-5.2pp
Bank First Corporation logo
Bank First CorporationBFC
15.5%-22.6pp
Customers Bancorp logo
Customers BancorpCUBI
46.9%+9.0pp
Southern First Bancshares logo
Southern First BancsharesSFST
28.1%-9.9pp

Other financials

Income statement

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Net income$2.5M+166%
EPS (diluted)$0.29+164%

Balance sheet

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Cash & equivalents$601.8M+52.6%
Total debt$240.9M-39.0%
Total equity$361.0M-6.9%
Total assets$5.7B-2.4%

Cash flow

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Operating cash flow$75.6M+130%
CapEx$299.0K+62.5%
Free cash flow$75.3M+131%

Valuation

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Market cap$242.32M+1.5%
Enterprise value-$118.58M-289%
P/S21×

Profitability

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Net margin218.7%

Returns & leverage

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Return on equity-9%-15.0pp
Debt / equity0.7×-0.4×

Where this comes from

Calculated from First Internet Bancorp’s reported figures.

Based on trailing twelve months.

The official record: First Internet Bancorp’s 10-Q, filed November 9, 2021, on SEC EDGAR. View the filing →

Questions, answered.

What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.