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Southern First Bancshares SFST Free cash flow margin

Free cash flow margin at other companies

SouthState logo
SouthStateSSB
24.1%
Southside Bancshares logo
Southside BancsharesSBSI
40.7%
Shore Bancshares logo
Shore BancsharesSHBI
28.9%
Eagle Bancorp logo
Eagle BancorpEGBN
53.8%+5.9pp
Bank First Corporation logo
Bank First CorporationBFC
15.5%-22.6pp
Customers Bancorp logo
Customers BancorpCUBI
46.9%+9.0pp

Other financials

Income statement

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Revenue$33.8M+27.6%
Net income$9.9M+87.8%
EPS (diluted)$1.19+83.1%

Balance sheet

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Cash & equivalents$342.8M+1,276%
Total debt$22.1M-6.3%
Total equity$379.4M+12.4%
Total assets$4.6B+6.9%

Cash flow

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Operating cash flow$10.8M+42.1%
CapEx$280.0K+98.6%
Free cash flow$10.5M+41.0%

Valuation

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Market cap$561.16M+93.1%
P/E16×+0.1×
P/S4.5×+1.5×

Profitability

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Net margin27.9%+9.4pp

Returns & leverage

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Return on equity9.8%+4.2pp
Debt / equity0.1×0.0×

Where this comes from

Calculated from Southern First Bancshares’s reported figures.

Based on trailing twelve months.

The official record: Southern First Bancshares’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Southern First Bancshares's free cash flow margin?
Southern First Bancshares (SFST) reported free cash flow margin of 28.1% in Q1 2026.
How has Southern First Bancshares's free cash flow margin changed year-over-year?
Southern First Bancshares's free cash flow margin decreased by 25.9% year-over-year, from 38% to 28.1%.
What is the long-term trend for Southern First Bancshares's free cash flow margin?
Over 5 years (2020 to 2025), Southern First Bancshares's free cash flow margin has grown at a 17.0% compound annual growth rate (CAGR), from 12.5% to 27.3%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.