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Southern First Bancshares SFST Free cash flow margin

Free cash flow margin at other companies

SouthState logo
SouthStateSSB
24.1%
Southside Bancshares logo
Southside BancsharesSBSI
51%
Shore Bancshares logo
Shore BancsharesSHBI
28.9%
Eagle Bancorp logo
Eagle BancorpEGBN
53.8%+5.9pp
Western New England Bancorp logo
Western New England BancorpWNEB
19.5%
Bank First Corporation logo
Bank First CorporationBFC
19.5%-14.6pp

Other financials

Income statement

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Revenue$35.9M+25.3%
Net income$11.2M+70.1%
EPS (diluted)$1.20+48.1%

Balance sheet

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Cash & equivalents$361.6M+1,336%
Total debt$22.1M-6.3%
Total equity$452.3M+30.9%
Total assets$4.7B+9.1%

Cash flow

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Operating cash flow$10.8M+42.1%
CapEx$280.0K+98.6%
Free cash flow$10.5M+41.0%

Valuation

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Market cap$599.85M+81.5%
P/E15.2×0.0×
P/S4.5×+1.3×

Profitability

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Net margin29.9%+8.9pp

Returns & leverage

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Return on equity9.9%+3.3pp
Debt / equity0.1×0.0×

Where this comes from

Calculated from Southern First Bancshares’s reported figures.

Based on trailing twelve months.

The source filing: Southern First Bancshares’s 10-Q, filed May 1, 2026. Open the filing →

Filed
May 1, 2026, 9:01 AM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001206774-26-000259

FAQ

What is Southern First Bancshares's free cash flow margin?
Southern First Bancshares (SFST) reported free cash flow margin of 28.1% in Q1 2026.
How has Southern First Bancshares's free cash flow margin changed year-over-year?
Southern First Bancshares's free cash flow margin decreased by 25.9% year-over-year, from 38% to 28.1%.
What is the long-term trend for Southern First Bancshares's free cash flow margin?
Over 5 years (2020 to 2025), Southern First Bancshares's free cash flow margin has grown at a 17.0% compound annual growth rate (CAGR), from 12.5% to 27.3%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.

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