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Southside Bancshares SBSI Free cash flow margin

Free cash flow margin at other companies

Southern First Bancshares logo
Southern First BancsharesSFST
28.1%-9.9pp
Cullen/Frost Bankers logo
Cullen/Frost BankersCFR
3.5%
Prosperity Bancshares logo
Prosperity BancsharesPB
42.4%
Texas Community Bancshares, Inc. logo
Texas Community Bancshares, Inc.TCBS
14.1%+11.9pp
Shore Bancshares logo
Shore BancsharesSHBI
28.9%
SouthState logo
SouthStateSSB
24.1%

Other financials

Income statement

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Revenue$71.3M+7.4%
Net income$26.8M+23.0%
EPS (diluted)$0.90+25.0%

Balance sheet

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Cash & equivalents$397.3M+1.8%
Total debt$1.2B+79.3%
Total equity$882.5M+9.3%
Total assets$8.8B+5.1%

Cash flow

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Operating cash flow$32.2M+442%
CapEx$4.7M-40.5%
Free cash flow$27.5M

Valuation

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Market cap$966.97M+11.2%
Enterprise value$1.79B+54.3%
P/E12.7×+2.6×
P/S3.9×+0.6×

Profitability

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Net margin30.6%-2.3pp

Returns & leverage

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Return on equity9%-1.7pp
Debt / equity1.4×+0.5×

Where this comes from

Calculated from Southside Bancshares’s reported figures.

Based on trailing twelve months.

The source filing: Southside Bancshares’s 10-Q, filed July 24, 2026. Open the filing →

Filed
Jul 24, 2026, 2:04 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000705432-26-000105

FAQ

What is Southside Bancshares's free cash flow margin?
Southside Bancshares (SBSI) reported free cash flow margin of 51% in Q2 2026.
What is the long-term trend for Southside Bancshares's free cash flow margin?
Over 3 years (2020 to 2025), Southside Bancshares's free cash flow margin has grown at a -1.5% compound annual growth rate (CAGR), from 33.4% to 31.8%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.

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