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SouthState SSB Free cash flow margin

Free cash flow margin at other companies

Webster Financial Corporation logo
Webster Financial CorporationWBS
41%-5.3pp
Old National Bancorp logo
Old National BancorpONB
26.6%-4.4pp
Fifth Third Bank logo
Fifth Third BankFITB
16.1%
Citizens Financial Group logo
Citizens Financial GroupCFG
33.7%+7.3pp
First Horizon logo
First HorizonFHN
30.4%
UMB Financial logo
UMB FinancialUMBF
34.7%

Other financials

Income statement

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Revenue$661.7M+4.9%
Net income$225.8M+154%
EPS (diluted)$2.28+162%

Balance sheet

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Cash & equivalents$2.9B-13.1%
Total debt$520.5M+6.6%
Total equity$9.0B+4.7%
Total assets$68.0B+4.4%

Cash flow

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Operating cash flow$299.0M+337%
CapEx$16.1M+25.3%
Free cash flow$283.0M+303%

Valuation

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Market cap$9.43B-3.6%
Enterprise value$7.08B+2.0%
P/E10.1×-9.1×
P/S3.5×-1.6×

Profitability

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Net margin34.5%+8.2pp

Returns & leverage

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Return on equity10.6%+3.4pp
Debt / equity0.1×0.0×

Where this comes from

Calculated from SouthState’s reported figures.

Based on trailing twelve months.

The official record: SouthState’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SouthState's free cash flow margin?
SouthState (SSB) reported free cash flow margin of 24.1% in Q1 2026.
What is the long-term trend for SouthState's free cash flow margin?
Over 2 years (2020 to 2025), SouthState's free cash flow margin has grown at a -56.6% compound annual growth rate (CAGR), from 45.7% to 8.6%.
What does free cash flow margin mean?
How much real, spendable cash each sales dollar generates after reinvestment.
How do you interpret free cash flow margin?
A high and rising FCF margin is the hallmark of a cash-generative business. Persistent gaps between net margin and FCF margin warrant a look at working capital or capital intensity.
How does free cash flow margin compare across companies?
Strong cross-company quality signal; capital-light compounders post structurally higher FCF margins than asset-heavy peers.