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SouthState SSB Total debt

Total debt at other companies

Webster Financial Corporation logo
Webster Financial CorporationWBS
$5.55B+45.4%
Old National Bancorp logo
Old National BancorpONB
$243.33M+11.6%
Truist Financial logo
Truist FinancialTFC
Regions Financial logo
Regions FinancialRF
Fifth Third Bank logo
Fifth Third BankFITB
East-West Bancorp logo
East-West BancorpEWBC

Other financials

Income statement

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Revenue$661.7M+4.9%
Net income$225.8M+154%
EPS (diluted)$2.28+162%

Balance sheet

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Cash & equivalents$2.9B-13.1%
Total equity$9.0B+4.7%
Total assets$68.0B+4.4%

Cash flow

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Operating cash flow$299.0M+337%
CapEx$16.1M+25.3%
Free cash flow$283.0M+303%

Valuation

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Market cap$9.43B-3.6%
Enterprise value$7.08B+2.0%
P/E10.1×-9.1×
P/S3.5×-1.6×

Profitability

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Net margin34.5%+8.2pp
FCF margin24.1%

Returns & leverage

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Return on equity10.6%+3.4pp
Debt / equity0.1×0.0×

Where this comes from

Computed from long term debt + current portion long term debt + short term borrowings + operating lease liabilities + finance lease liabilities + financing obligations: $520.49M.

The official record: SouthState’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SouthState's total debt?
SouthState (SSB) reported total debt of $520.49M in Q1 2026.
How has SouthState's total debt changed year-over-year?
SouthState's total debt increased by 6.6% year-over-year, from $488.09M to $520.49M.
What is the long-term trend for SouthState's total debt?
Over 5 years (2020 to 2025), SouthState's total debt has grown at a 34.7% compound annual growth rate (CAGR), from $118.3M to $525.3M.
What does total debt mean?
The total amount of money the bank owes to lenders and creditors.
How do you interpret total debt?
An increase in total debt may indicate aggressive expansion or a need for liquidity, while a decrease suggests deleveraging or improved internal cash generation. High levels of debt relative to equity can increase financial risk and interest expense sensitivity.
How does total debt compare across companies?
Peer banks typically manage total debt levels in alignment with their regulatory capital requirements and liquidity risk appetite, often benchmarking debt-to-equity ratios against regional banking peers.