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SouthState SSB Net margin

Net margin at other companies

Truist Financial logo
Truist FinancialTFC
26.9%-9.8pp
Regions Financial logo
Regions FinancialRF
29.2%+0.9pp
Webster Financial Corporation logo
Webster Financial CorporationWBS
34.9%+5.2pp
Old National Bancorp logo
Old National BancorpONB
27.7%-1.5pp
Fifth Third Bank logo
Fifth Third BankFITB
22.4%-4.7pp
East-West Bancorp logo
East-West BancorpEWBC
46.2%+2.2pp

Other financials

Income statement

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Revenue$661.7M+4.9%
Net income$225.8M+154%
EPS (diluted)$2.28+162%

Balance sheet

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Cash & equivalents$2.9B-13.1%
Total debt$520.5M+6.6%
Total equity$9.0B+4.7%
Total assets$68.0B+4.4%

Cash flow

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Operating cash flow$299.0M+337%
CapEx$16.1M+25.3%
Free cash flow$283.0M+303%

Valuation

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Market cap$9.43B-3.6%
Enterprise value$7.08B+2.0%
P/E10.1×-9.1×
P/S3.5×-1.6×

Profitability

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FCF margin24.1%

Returns & leverage

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Return on equity10.6%+3.4pp
Debt / equity0.1×0.0×

Where this comes from

Calculated from SouthState’s reported figures.

Based on trailing twelve months.

The official record: SouthState’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SouthState's net margin?
SouthState (SSB) reported net margin of 34.5% in Q1 2026.
How has SouthState's net margin changed year-over-year?
SouthState's net margin increased by 31.0% year-over-year, from 26.3% to 34.5%.
What is the long-term trend for SouthState's net margin?
Over 5 years (2020 to 2025), SouthState's net margin has grown at a 22.9% compound annual growth rate (CAGR), from 10.6% to 29.8%.
What does net margin mean?
The share of every sales dollar that becomes bottom-line profit.
How do you interpret net margin?
Higher is better, but net margin mixes operating performance with financing and tax effects and one-off items — read it alongside operating margin to separate the operating story from the rest.
How does net margin compare across companies?
Comparable across peers but sensitive to leverage and tax structure; two operationally identical firms can show different net margins purely from financing.