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Net margin at other companies

Southern First Bancshares logo
Southern First BancsharesSFST
29.9%+8.9pp
JPMorgan Chase logo
JPMorgan ChaseJPM
32.6%+0.4pp
Cullen/Frost Bankers logo
Cullen/Frost BankersCFR
29.5%+1.0pp
Bank of America logo
Bank of AmericaBAC
27.8%+2.3pp
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
26%+0.9pp
Prosperity Bancshares logo
Prosperity BancsharesPB
40.4%-2.2pp

Other financials

Income statement

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Revenue$71.3M+7.4%
Net income$26.8M+23.0%
EPS (diluted)$0.90+25.0%

Balance sheet

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Cash & equivalents$397.3M+1.8%
Total debt$1.2B+79.3%
Total equity$882.5M+9.3%
Total assets$8.8B+5.1%

Cash flow

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Operating cash flow$32.2M+442%
CapEx$4.7M-40.5%
Free cash flow$27.5M

Valuation

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Market cap$966.97M+11.2%
Enterprise value$1.79B+54.3%
P/E12.7×+2.6×
P/S3.9×+0.6×

Profitability

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FCF margin51%

Returns & leverage

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Return on equity9%-1.7pp
Debt / equity1.4×+0.5×

Where this comes from

Calculated from Southside Bancshares’s reported figures.

Based on trailing twelve months.

The source filing: Southside Bancshares’s 10-Q, filed July 24, 2026. Open the filing →

Filed
Jul 24, 2026, 2:04 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000705432-26-000105

FAQ

What is Southside Bancshares's net margin?
Southside Bancshares (SBSI) reported net margin of 30.6% in Q2 2026.
How has Southside Bancshares's net margin changed year-over-year?
Southside Bancshares's net margin decreased by 7.0% year-over-year, from 32.9% to 30.6%.
What is the long-term trend for Southside Bancshares's net margin?
Over 5 years (2020 to 2025), Southside Bancshares's net margin has grown at a -3.4% compound annual growth rate (CAGR), from 34.7% to 29.2%.
What does net margin mean?
Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.

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