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Southside Bancshares

SBSI

Southside Bancshares, Inc. is a community-focused financial holding company that provides a comprehensive suite of commercial and consumer banking services.

Market cap
$973.77M+8.3%
Revenue$248.2M-4.6%
Net income$76.0M-11.3%
Free cash flow$126.5M+79.0%
EPS (diluted)$2.54-9.9%
Trailing twelve months · change vs. prior year

Earnings

Next report

Oct 23, 2026 (in 3 months)
Revenue estimate$73.2M
EPS estimate$0.77

Financials

Q2 2026

Income statement

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Revenue$71.3M+7.4%
Net income$26.8M+23.0%
EPS (diluted)$0.90+25.0%

Balance sheet

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Cash & equivalents$397.3M+1.8%
Total debt$1.2B+79.3%
Total equity$882.5M+9.3%
Total assets$8.8B+5.1%

Cash flow

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Operating cash flow$32.2M+442%
CapEx$4.7M-40.5%
Free cash flow$27.5M

Valuation & ratios

Valuation

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Market cap$973.77M+8.3%
Enterprise value$1.79B+47.9%
P/E12.8×+2.0×
P/S3.9×+0.4×

Profitability

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Net margin30.6%-2.3pp
FCF margin51%

Returns & leverage

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Return on equity9%-1.7pp
Debt / equity1.4×+0.5×

Competitors

Profile

Southside Bancshares, Inc. is a community-focused financial holding company that provides a comprehensive suite of commercial and consumer banking services. The company operates primarily through Southside Bank, serving individuals, businesses, municipal entities, and nonprofit organizations across East Texas, Southeast Texas, and major metropolitan areas including Dallas-Fort Worth, Austin, and Houston. Its core value proposition centers on localized relationship banking combined with specialized wealth management and trust services.

Competitive position

A leading community-focused regional bank in Texas with a significant presence in high-growth metropolitan corridors and a strong legacy of dividend payments.

GeographiesTexas, United States
Customer segmentsRetail, SME, Municipalities, High-net-worth individuals
Business modelInterest-based lending, Fee-based asset management, Traditional retail banking
SuppliersFederal Reserve System, Depositors, Financial technology providers, Credit rating agencies
CustomersHomeowners, Small to medium-sized businesses, Texas municipalities, Trust beneficiaries
Listed1996
Employees815.0
CEOKeith Donahoe
FilingsSEC EDGAR

Questions, answered.

What is Southside Bancshares's market cap?
Southside Bancshares (SBSI) has a market capitalization of $973.8M and trades on NASDAQ.
What is Southside Bancshares's revenue and profitability?
Southside Bancshares generated $248.2M in trailing twelve-month revenue with net income of $76.0M, representing a net margin of 30.6%, with free cash flow of $126.5M. These figures are based on the Q2 2026 filing.
Who are Southside Bancshares's competitors?
Southside Bancshares's key competitors include SouthState Bank Corporation, Southern First Bancshares, Inc., Prosperity Bancshares, Inc., and others. These companies compete in similar markets and product categories.
Who does Southside Bancshares partner with?
Southside Bancshares's notable partners include Visa, Brookshire's.
What subsidiaries does Southside Bancshares have?
Southside Bancshares's subsidiaries include Southside Bank.
Where is Southside Bancshares headquartered?
Southside Bancshares is headquartered in United States of America and employs approximately 815 people. It has been publicly traded since 1996.