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Southside Bancshares SBSI Q3 2026 earnings

Reported October 29, 2026 · Before market open

Revenue$76.1MBeat by $3.5M
EPS$0.93Beat by $0.14
Revenue estimate$72.7M
EPS estimate$0.79
“We reported excellent financial results for the third quarter ended September 30, 2026, highlighted by earnings per diluted common share of $0.93, a return on average assets of 1.27% and a return on average tangible common equity of 16.31%. Linked quarter net interest income increased $3.0 million and the net interest margin(1) increased 12 basis points to 3.02%. Noninterest income declined for the quarter; however, we continue to experience increases in trust fees, largely driven by a 10% year-to-date growth in assets under management, as well as increases in brokerage fees. Asset quality metrics remain solid with declining classified loans and a nonperforming assets to total assets ratio of 0.18%.”
Keith Donahoe

Next report

Date not yet announced

Financials

Q3 2026

Income statement

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Revenue$74.0M+69.3%
Net income$28.0M+469%
EPS (diluted)$0.93+481%

Balance sheet

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Cash & equivalents$436.4M-6.5%
Total debt$814.5M+95.9%
Total equity$842.9M+1.0%
Total assets$8.9B+5.7%

Cash flow

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Operating cash flow$67.3M+67.4%
CapEx$1.9M-34.0%
Free cash flow$65.4M+75.1%

Valuation & ratios

Valuation

as of 10/30/26
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Market cap$992.61M+16.0%
Enterprise value$1.37B+70.4%
P/E10×-2.2×
P/S3.6×0.0×

Profitability

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Net margin35.6%+6.4pp
FCF margin55.5%+16.9pp

Returns & leverage

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Return on equity11.8%+3.3pp
Debt / equity1×+0.5×

FAQ

When did Southside Bancshares report Q3 2026 earnings?
Southside Bancshares (SBSI) reported Q3 2026 earnings on October 29, 2026 before market open.
What were Southside Bancshares's Q3 2026 revenue and EPS?
Southside Bancshares reported revenue of $76.1M and eps of $0.93 for Q3 2026.
Did Southside Bancshares beat estimates in Q3 2026?
Revenue beat the consensus estimate of $72.7M by $3.5M. EPS beat the consensus estimate of $0.79 by $0.14.
How did Southside Bancshares's Q3 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 5.3% from $72.3M a year earlier and eps grew 16.3% from $0.80.
Where can I find Southside Bancshares's Q3 2026 SEC filings?
You can read the 8-K earnings release (0000705432-26-000109) and the 10-Q periodic report (0000705432-26-000111) directly on SEC EDGAR. The filing index links above go to sec.gov.