Skip to content
Screener

Southside Bancshares SBSI Q2 2026 earnings

Reported July 24, 2026 · Before market open

Revenue$71.3MMiss by $3.7M
EPS$0.90Beat by $0.04
Revenue estimate$75.0M
EPS estimate$0.86
We recorded an increase in noninterest income and a decrease in noninterest expense, resulting in an increase in linked quarter net income of $3.6 million, or 15.4%. Linked quarter funding costs increased resulting in a decrease in net interest income of $355,000 to $57.3 million. Asset quality metrics remain solid with the nonperforming assets to total assets ratio at 0.11%. Although linked quarter loan growth was modest at $3.4 million, we had strong production during the quarter and expect to meet our mid-single digit loan growth for the year.
Keith Donahoe

Next report

Oct 23, 2026 (in a month)
Revenue estimate$72.7M
EPS estimate$0.77

Financials

Q2 2026

Income statement

See full
Revenue$71.3M+7.4%
Net income$26.8M+23.0%
EPS (diluted)$0.90+25.0%

Balance sheet

See full
Cash & equivalents$397.3M+1.8%
Total debt$1.2B+79.3%
Total equity$882.5M+9.3%
Total assets$8.8B+5.1%

Cash flow

See full
Operating cash flow$32.2M+442%
CapEx$4.7M-40.5%
Free cash flow$27.5M

Valuation & ratios

Valuation

as of 09/16/26
See full
Market cap$948.49M+5.5%
Enterprise value$1.77B+48.9%
P/E12.5×+2.0×
P/S3.8×+0.4×

Profitability

See full
Net margin30.6%-2.3pp
FCF margin51%

Returns & leverage

See full
Return on equity9%-1.7pp
Debt / equity1.4×+0.5×

FAQ

When did Southside Bancshares report Q2 2026 earnings?
Southside Bancshares (SBSI) reported Q2 2026 earnings on July 24, 2026 before market open.
What were Southside Bancshares's Q2 2026 revenue and EPS?
Southside Bancshares reported revenue of $71.3M and eps of $0.90 for Q2 2026.
Did Southside Bancshares beat estimates in Q2 2026?
Revenue missed the consensus estimate of $75.0M by $3.7M. EPS beat the consensus estimate of $0.86 by $0.04.
How did Southside Bancshares's Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 8.1% from $66.0M a year earlier and eps grew 25.0% from $0.72.
Where can I find Southside Bancshares's Q2 2026 SEC filings?
You can read the 8-K earnings release (0000705432-26-000103) and the 10-Q periodic report (0000705432-26-000105) directly on SEC EDGAR. The filing index links above go to sec.gov.