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Southern First Bancshares SFST Net margin

Net margin at other companies

Bank of AmericaBAC

27.3%+1.8pp

Wells Fargo & CompanyWFC

25.5%+1.0pp

Truist FinancialTFC

26.9%-9.8pp

SouthStateSSB

34.5%+8.2pp

Southside BancsharesSBSI

29.2%-5.0pp

Shore BancsharesSHBI

27.1%+3.2pp

Other financials

Income statement

Revenue$33.8M+27.6%

Net income$9.9M+87.8%

EPS (diluted)$1.19+83.1%

Balance sheet

Cash & equivalents$342.8M+1,276%

Total debt$22.1M-6.3%

Total equity$379.4M+12.4%

Total assets$4.6B+6.9%

Cash flow

Operating cash flow$10.8M+42.1%

CapEx$280.0K+98.6%

Free cash flow$10.5M+41.0%

Valuation

Market cap$561.16M+93.1%

P/E16×+0.1×

P/S4.5×+1.5×

Profitability

FCF margin28.1%-9.9pp

Returns & leverage

Return on equity9.8%+4.2pp

Debt / equity0.1×0.0×

Where this comes from

Calculated from Southern First Bancshares’s reported figures.

net income/total revenue=27.9%

Based on trailing twelve months.

The official record: Southern First Bancshares’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Southern First Bancshares's net margin?: Southern First Bancshares (SFST) reported net margin of 27.9% in Q1 2026.
How has Southern First Bancshares's net margin changed year-over-year?: Southern First Bancshares's net margin increased by 50.5% year-over-year, from 18.5% to 27.9%.
What is the long-term trend for Southern First Bancshares's net margin?: Over 5 years (2020 to 2025), Southern First Bancshares's net margin has grown at a 8.5% compound annual growth rate (CAGR), from 17.1% to 25.7%.
What does net margin mean?: Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.