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Net margin at other companies

Bank of America logo
Bank of AmericaBAC
27.8%+2.3pp
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
26%+0.9pp
Truist Financial logo
Truist FinancialTFC
28%+2.0pp
SouthState logo
SouthStateSSB
34.9%+7.7pp
Southside Bancshares logo
Southside BancsharesSBSI
30.6%-2.3pp
Shore Bancshares logo
Shore BancsharesSHBI
27.9%+2.7pp

Other financials

Income statement

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Revenue$35.9M+25.3%
Net income$11.2M+70.1%
EPS (diluted)$1.20+48.1%

Balance sheet

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Cash & equivalents$361.6M+1,336%
Total debt$22.1M-6.3%
Total equity$452.3M+30.9%
Total assets$4.7B+9.1%

Cash flow

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Operating cash flow$10.8M+42.1%
CapEx$280.0K+98.6%
Free cash flow$10.5M+41.0%

Valuation

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Market cap$599.85M+81.5%
P/E15.2×0.0×
P/S4.5×+1.3×

Profitability

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FCF margin28.1%-9.9pp

Returns & leverage

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Return on equity9.9%+3.3pp
Debt / equity0.1×0.0×

Where this comes from

Calculated from Southern First Bancshares’s reported figures.

Based on trailing twelve months.

The source filing: Southern First Bancshares’s 8-K, filed July 21, 2026. Open the filing →

Filed
Jul 21, 2026, 8:30 AM EDT
Accession
0001206774-26-000359

FAQ

What is Southern First Bancshares's net margin?
Southern First Bancshares (SFST) reported net margin of 29.9% in Q2 2026.
How has Southern First Bancshares's net margin changed year-over-year?
Southern First Bancshares's net margin increased by 42.2% year-over-year, from 21% to 29.9%.
What is the long-term trend for Southern First Bancshares's net margin?
Over 5 years (2020 to 2025), Southern First Bancshares's net margin has grown at a 8.5% compound annual growth rate (CAGR), from 17.1% to 25.7%.
What does net margin mean?
Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.

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