What is Shore Bancshares's net margin?

Shore Bancshares (SHBI) reported net margin of 27.1% in Q1 2026.

How has Shore Bancshares's net margin changed year-over-year?

Shore Bancshares's net margin increased by 13.4% year-over-year, from 23.9% to 27.1%.

What is the long-term trend for Shore Bancshares's net margin?

Over 5 years (2020 to 2025), Shore Bancshares's net margin has grown at a 1.3% compound annual growth rate (CAGR), from 24.8% to 26.4%.

What does net margin mean?

Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.

Shore Bancshares SHBI Net margin

Net margin at other companies

M&T BankMTB

29.8%+1.5pp

PNC Financial ServicesPNC

30.5%+2.6pp

Southside BancsharesSBSI

29.2%-5.0pp

CTB

Community Trust BancorpCTBI

35.5%+1.9pp

Eastern Bankshares, Inc.EBC

35.1%+24.6pp

Eagle BancorpEGBN

-41.4%—

Other financials

Income statement

See full

Revenue$59.8M+12.8%

Net income$17.1M+24.1%

EPS (diluted)$0.51+24.4%

Balance sheet

See full

Cash & equivalents$340.8M-12.4%

Total debt$10.6M-12.9%

Total equity$602.7M+9.1%

Total assets$6.2B+0.5%

Cash flow

See full

Operating cash flow$31.6M+59.6%

CapEx$1.1M+6.2%

Free cash flow$30.5M+62.5%

Valuation

See full

Market cap$758.78M+55.5%

Enterprise value$428.57M+286%

P/E12.1×+2.2×

P/S3.3×+0.9×

Profitability

See full

FCF margin28.9%—

Returns & leverage

See full

Return on equity10.9%+1.6pp

Debt / equity0×0.0×

Where this comes from

Calculated from Shore Bancshares’s reported figures.

net income/total revenue=27.1%

Based on trailing twelve months.

The official record: Shore Bancshares’s 10-Q, filed May 4, 2026, on SEC EDGAR. View the filing →

Ask your AI about Shore Bancshares's net margin.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Shore Bancshares's net margin?: Shore Bancshares (SHBI) reported net margin of 27.1% in Q1 2026.
How has Shore Bancshares's net margin changed year-over-year?: Shore Bancshares's net margin increased by 13.4% year-over-year, from 23.9% to 27.1%.
What is the long-term trend for Shore Bancshares's net margin?: Over 5 years (2020 to 2025), Shore Bancshares's net margin has grown at a 1.3% compound annual growth rate (CAGR), from 24.8% to 26.4%.
What does net margin mean?: Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.