Skip to content
Shore Bancshares logo

Shore Bancshares

SHBI

Shore Bancshares Inc is a regional financial holding company and the largest independent bank holding company headquartered on Maryland's Eastern Shore.

Market cap
$798.65M+51.7%
Revenue$237.0M+11.3%
Net income$66.2M+23.2%
EPS (diluted)$1.97+22.4%
Trailing twelve months · change vs. prior year

Earnings

Next report

Oct 22, 2026 (in 3 months)
Revenue estimate$61.3M
EPS estimate$0.52

Financials

Q2 2026

Income statement

See full
Revenue$61.7M+9.2%
Net income$18.9M+21.7%
EPS (diluted)$0.56+21.7%

Balance sheet

See full
Cash & equivalents$257.7M+39.3%
Total debt$10.2M-11.6%
Total equity$616.1M+9.0%
Total assets$6.2B+1.9%

Valuation & ratios

Valuation

See full
Market cap$798.65M+51.7%
Enterprise value$551.18M+50.2%
P/E12.1×+2.0×
P/S3.4×+0.8×

Profitability

See full
Net margin27.9%+2.7pp

Returns & leverage

See full
Return on equity11.2%+1.3pp
Debt / equity0.0×

Segments

By product

See full
Other noninterest income$2.6M+75.7%
Service charges on deposit accounts$1.7M+8.7%
Trust and investment fee income$1.1M+17.1%

Competitors

Profile

Shore Bancshares Inc is a regional financial holding company and the largest independent bank holding company headquartered on Maryland's Eastern Shore. Through its primary subsidiary, Shore United Bank, N.A., the company provides a comprehensive suite of commercial and consumer banking, mortgage lending, and wealth management services. The firm focuses on a community-based growth strategy, expanding its footprint across Maryland, Delaware, and Virginia through both organic development and strategic acquisitions.

Competitive position

The largest independent financial holding company on the Eastern Shore of Maryland with a significant regional presence following the acquisition of The Community Financial Corporation.

GeographiesMaryland, Delaware, Virginia, United States
Customer segmentsRetail, Commercial, Small Business
Business modelInterest-based lending, Fee-based financial services, Asset management
SuppliersFederal Reserve System, Federal Home Loan Bank (FHLB), Depositors, Financial technology providers
CustomersSmall business owners, Residential homebuyers, Commercial real estate investors, Retail banking customers
Listed1997
Employees481.0
CEOJames Burke
FilingsSEC EDGAR

Questions, answered.

What is Shore Bancshares's market cap?
Shore Bancshares (SHBI) has a market capitalization of $798.7M and trades on NASDAQ.
What is Shore Bancshares's revenue and profitability?
Shore Bancshares generated $237.0M in trailing twelve-month revenue with net income of $66.2M, representing a net margin of 27.9%. These figures are based on the Q2 2026 filing.
Who are Shore Bancshares's competitors?
Shore Bancshares's key competitors include M&T Bank Corporation, PNC Financial Services Group, Inc., Home BancShares, Inc., and others. These companies compete in similar markets and product categories.
Who does Shore Bancshares partner with?
Shore Bancshares's notable partners include Federal Deposit Insurance Corporation, Federal Home Loan Bank.
What subsidiaries does Shore Bancshares have?
Shore Bancshares's subsidiaries include Shore United Bank, N.A., Mid-Maryland Title Company, Inc., Community Bank of the Chesapeake.
Where is Shore Bancshares headquartered?
Shore Bancshares is headquartered in United States of America and employs approximately 481 people. It has been publicly traded since 1997.