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BCB Bancorp

BCBP

BCB Bancorp Inc is a community-oriented financial holding company that operates primarily through its subsidiary, BCB Community Bank.

Market cap
$169.99M+4.8%
Revenue$102.7M+9.9%
Net income$701.0K-84.2%
Free cash flow$35.1M-44.4%
EPS (diluted)-$0.07-144%
Trailing twelve months · change vs. prior year

Earnings

Next report

Oct 26, 2026 (in 3 months)
Revenue estimate$22.7M
EPS estimate$0.29

Financials

Q1 2026

Income statement

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Revenue$24.9M+4.8%
Net income$4.9M+159%
EPS (diluted)$0.26+151%

Balance sheet

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Cash & equivalents$293.7M+16.2%
Total debt$236.4M-43.3%
Total equity$307.4M-2.3%
Total assets$3.3B-5.9%

Cash flow

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Operating cash flow$5.2M+3.3%
CapEx$266.0K-8.6%
Free cash flow$4.9M+4.0%

Valuation & ratios

Valuation

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Market cap$173.46M+4.8%
Enterprise value$116.09M
P/E247.4×
P/S1.7×

Profitability

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Net margin0.7%-4.1pp
FCF margin34.1%-33.3pp

Returns & leverage

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Return on equity0.2%-1.2pp
Debt / equity0.8×-0.6×

Competitors

Profile

BCB Bancorp Inc is a community-oriented financial holding company that operates primarily through its subsidiary, BCB Community Bank. The company provides a range of banking services including deposit products and lending solutions, with a strategic focus on real estate-based lending in the New Jersey and New York metropolitan areas. Its core value proposition centers on local decision-making and personalized service to compete against larger regional and national financial institutions.

Competitive position

A community-focused regional player that leverages local market knowledge and personalized service to compete with larger financial institutions and emerging FinTech platforms.

GeographiesNew Jersey, New York, United States
Customer segmentsSMEs, Retail, Commercial Real Estate Developers
Business modelInterest Spread, Fee-based Services
SuppliersFederal Reserve System, Federal Home Loan Bank (FHLB) System, FDIC, Third-party technology and core banking providers
CustomersResidential homeowners, Commercial property owners, Local business owners, Cannabis-related businesses, Public sector entities
Listed2002
Employees312.0
CEOThomas O'Brien
Websitebcb.bank
FilingsSEC EDGAR

FAQ

What is BCB Bancorp's market cap?
BCB Bancorp (BCBP) has a market capitalization of $170.0M and trades on NASDAQ.
What is BCB Bancorp's revenue and profitability?
BCB Bancorp generated $102.7M in trailing twelve-month revenue with net income of $701.0K, representing a net margin of 0.7%, with free cash flow of $35.1M. These figures are based on the Q1 2026 filing.
Who are BCB Bancorp's competitors?
BCB Bancorp's key competitors include Valley National Bancorp, Columbia Financial, Inc., JPMorgan Chase & Co., and others. These companies compete in similar markets and product categories.
Who does BCB Bancorp partner with?
BCB Bancorp's notable partners include Federal Home Loan Bank of New York, U.S. Small Business Administration, Freddie Mac, and others.
What subsidiaries does BCB Bancorp have?
BCB Bancorp's subsidiaries include BCB Community Bank, BCB Holding Company Investment Corp., BCB Capital Finance Group, LLC, and others.
Where is BCB Bancorp headquartered?
BCB Bancorp is headquartered in United States of America and employs approximately 312 people. It has been publicly traded since 2002.