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National Bankshares

NKSH

National Bankshares Inc. is a financial holding company that provides a full range of retail and commercial banking services through its primary subsidiary, The National Bank of Blacksburg.

Market cap
$244.16M+35.3%
Revenue$60.5M+20.8%
Net income$20.3M+80.1%
EPS (diluted)$3.19+79.2%
Trailing twelve months · change vs. prior year

Earnings

Next report

Oct 22, 2026 (in 3 months)
Revenue estimate$16.0M
EPS estimate$0.98

Financials

Q2 2026

Income statement

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Revenue$15.7M+18.3%
Net income$5.0M+120%
EPS (diluted)$0.79+119%

Balance sheet

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Cash & equivalents$54.6M-41.2%
Total equity$192.2M+13.9%
Total assets$1.8B+1.4%

Valuation & ratios

Valuation

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Market cap$233.34M+35.3%
P/E11.5×-4.0×
P/S3.9×+0.4×

Profitability

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Net margin33.6%+11.0pp

Returns & leverage

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Return on equity11.3%+4.2pp

Competitors

Profile

National Bankshares Inc. is a financial holding company that provides a full range of retail and commercial banking services through its primary subsidiary, The National Bank of Blacksburg. The company serves individuals, businesses, non-profits, and local governments across southwest, western, and central Virginia. Its core value proposition centers on a community-oriented banking model, leveraging deep local market knowledge and personal relationships to deliver tailored financial solutions.

Competitive position

A community-oriented regional bank that competes through localized service and personal relationships against larger national institutions.

GeographiesVirginia, United States
Customer segmentsRetail, SME, Public Sector, Agricultural
Business modelInterest-based Lending, Fee-based Financial Services, Asset Management
SuppliersFederal Reserve System, Depositors, Technology Service Providers, Capital Markets
CustomersSmall Businesses, Homeowners, Local Municipalities, Agricultural Producers, Retail Consumers
Listed1995
Employees222.0
CEOLara E. Ramsey
FilingsSEC EDGAR

Questions, answered.

What is National Bankshares's market cap?
National Bankshares (NKSH) has a market capitalization of $244.2M and trades on NASDAQ.
What is National Bankshares's revenue and profitability?
National Bankshares generated $60.5M in trailing twelve-month revenue with net income of $20.3M, representing a net margin of 33.6%. These figures are based on the Q2 2026 filing.
Who are National Bankshares's competitors?
National Bankshares's key competitors include Truist Financial Corp, Wells Fargo & Company, Bank of America Corp, and others. These companies compete in similar markets and product categories.
Who does National Bankshares partner with?
National Bankshares's notable partners include Osaic, Inc., Bearing Insurance Group, LLC, Nasdaq Stock Market, LLC.
What subsidiaries does National Bankshares have?
National Bankshares's subsidiaries include The National Bank of Blacksburg, National Bankshares Financial Services, Inc., Frontier Community Bank.
Where is National Bankshares headquartered?
National Bankshares is headquartered in United States of America and employs approximately 222 people. It has been publicly traded since 1995.