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Virginia National Bankshares Corporation

VABK

Virginia National Bankshares Corporation is a bank holding company that provides a full suite of commercial and retail banking, trust, and estate services through its primary subsidiary, Virginia National Bank.

Market cap
$240.76M+20.8%
Revenue$57.9M+5.5%
Net income$20.0M+12.5%
Free cash flow$26.0M+95.9%
EPS (diluted)$3.69+11.8%
Trailing twelve months · change vs. prior year

Earnings

Q1 2026 report

April 23, 2026

Next report

Date not yet announced

Financials

Q1 2026

Income statement

See full
Revenue$14.4M+2.4%
Net income$5.3M+17.2%
EPS (diluted)$0.97+16.9%

Balance sheet

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Total debt$25.8M+3.2%
Total equity$186.5M+11.8%
Total assets$1.6B+0.9%

Cash flow

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Operating cash flow$7.2M+246%
CapEx$207.0K-20.1%
Free cash flow$7.0M+284%

Valuation & ratios

Valuation

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Market cap$240.65M+20.8%
P/E12×+0.9×
P/S4.2×+0.6×

Profitability

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Net margin34.6%+2.1pp
FCF margin44.8%+20.7pp

Returns & leverage

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Return on equity11.3%+0.2pp
Debt / equity0.1×0.0×

Competitors

Profile

Virginia National Bankshares Corporation is a bank holding company that provides a full suite of commercial and retail banking, trust, and estate services through its primary subsidiary, Virginia National Bank. The company focuses on delivering personalized financial solutions to individuals, businesses, and charitable organizations within the Commonwealth of Virginia. Its core value proposition centers on local decision-making, fast response times, and deep market knowledge in the communities it serves.

Competitive position

A community-focused independent bank competing through local market expertise and customized service against larger regional and national institutions.

GeographiesVirginia, United States
Customer segmentsRetail consumers, SMEs, Non-profit organizations, High-net-worth individuals
Business modelInterest-based lending, Fee-based fiduciary services, Transaction-based merchant services
SuppliersFederal Reserve System, Federal Home Loan Bank of Atlanta, Technology and core banking software providers, Credit reporting agencies
CustomersResidential mortgage borrowers, Commercial real estate developers, Local small businesses, Retail depositors
Listed2021
Employees163.0
CEOGlenn W. Rust
FilingsSEC EDGAR

Questions, answered.

What is Virginia National Bankshares Corporation's market cap?
Virginia National Bankshares Corporation (VABK) has a market capitalization of $240.8M and trades on NASDAQ.
What is Virginia National Bankshares Corporation's revenue and profitability?
Virginia National Bankshares Corporation generated $57.9M in trailing twelve-month revenue with net income of $20.0M, representing a net margin of 34.6%, with free cash flow of $26.0M. These figures are based on the Q1 2026 filing.
Who are Virginia National Bankshares Corporation's competitors?
Virginia National Bankshares Corporation's key competitors include Truist Financial Corporation, Bank of America Corporation, Wells Fargo & Company, and others. These companies compete in similar markets and product categories.
Who does Virginia National Bankshares Corporation partner with?
Virginia National Bankshares Corporation's notable partners include Visa, Bankers Insurance, LLC, Bankers Title Shenandoah, LLC, and others.
What subsidiaries does Virginia National Bankshares Corporation have?
Virginia National Bankshares Corporation's subsidiaries include Virginia National Bank, Fauquier Bank Services, Inc., Special Properties Acquisition - VA, LLC, and others.
Where is Virginia National Bankshares Corporation headquartered?
Virginia National Bankshares Corporation is headquartered in United States of America and employs approximately 163 people. It has been publicly traded since 2021.