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First Community Bankshares

FCBC

First Community Bankshares, Inc. is a financial holding company that provides a comprehensive suite of banking products and services to individual and commercial customers.

Market cap
$900.32M+38.9%
Net income$49.0M-3.1%
Free cash flow$35.4M-31.8%
Trailing twelve months · change vs. prior year

Earnings

Next report

Oct 27, 2026 (in 3 months)
Revenue estimate$47.2M
EPS estimate$0.77

Financials

Q1 2026

Income statement

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Net income$12.0M+1.8%

Balance sheet

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Cash & equivalents$117.5M+37.4%
Total equity$521.4M+5.0%
Total assets$3.6B+13.0%

Cash flow

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Operating cash flow-$11.4M-186%
CapEx$1.2M+2.8%
Free cash flow-$12.5M-203%

Valuation & ratios

Valuation

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Market cap$900.32M+38.9%
P/E18.4×+5.2×

Returns & leverage

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Return on equity9.6%-0.5pp

Segments

By product

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Deposit Account$4.2M+9.1%
Financial Service Other$3.9M+18.1%
Fiduciary And Trust$1.3M+11.8%

Competitors

Profile

First Community Bankshares, Inc. is a financial holding company that provides a comprehensive suite of banking products and services to individual and commercial customers. Through its primary subsidiary, First Community Bank, the company offers traditional retail and commercial banking, lending, and wealth management services. Its core value proposition centers on delivering community-focused financial solutions and fiduciary investment advice across its regional footprint.

Competitive position

A regional community bank focused on relationship-based lending and integrated wealth management services.

GeographiesUnited States, Virginia, West Virginia, North Carolina, Tennessee
Customer segmentsRetail Banking Customers, Commercial Enterprises, Fiduciary Clients
Business modelInterest Spread, Fee-based Services, Asset Management
SuppliersFederal Reserve Bank of Richmond, Federal Home Loan Bank of Atlanta, Depositors, Financial Data Providers
CustomersHomeowners, Small Business Owners, Real Estate Investors, Agricultural Businesses, Trust Beneficiaries
Listed1995
Employees596.0
CEOWilliam Stafford
FilingsSEC EDGAR

FAQ

What is First Community Bankshares's market cap?
First Community Bankshares (FCBC) has a market capitalization of $900.3M and trades on NASDAQ.
Who are First Community Bankshares's competitors?
First Community Bankshares's key competitors include Truist Financial Corporation, City Holding Company, National Bankshares Inc/VA, and others. These companies compete in similar markets and product categories.
Who does First Community Bankshares partner with?
First Community Bankshares's notable partners include Federal Home Loan Bank of Atlanta, Federal Reserve Bank of Richmond.
What subsidiaries does First Community Bankshares have?
First Community Bankshares's subsidiaries include First Community Bank, First Community Wealth Management.
Where is First Community Bankshares headquartered?
First Community Bankshares is headquartered in United States of America and employs approximately 596 people. It has been publicly traded since 1995.