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CNB Financial

CCNE

CNB Financial Corp is a financial holding company that provides a comprehensive suite of banking and financial services through its primary subsidiary, CNB Bank.

Market cap
$1.05B+58.6%
Revenue$308.6M+34.6%
Net income$81.7M+52.8%
Free cash flow$67.6M+22.7%
EPS (diluted)$2.84+21.9%
Trailing twelve months · change vs. prior year

Earnings

Next report

Oct 29, 2026 (in 3 months)
Revenue estimate$88.4M
EPS estimate$0.89

Financials

Q1 2026

Income statement

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Revenue$83.3M+46.3%
Net income$27.0M+135%
EPS (diluted)$0.88+76.0%

Balance sheet

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Cash & equivalents$602.5M+15.8%
Total debt$310.1M+122%
Total equity$889.1M+42.4%
Total assets$8.5B+35.3%

Cash flow

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Operating cash flow$19.2M+65.4%
CapEx$362.0K-79.0%
Free cash flow$18.8M+90.6%

Valuation & ratios

Valuation

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Market cap$1.05B+58.6%
Enterprise value$760.45M+95.1%
P/E12.9×+0.5×
P/S3.4×+0.6×

Profitability

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Net margin26.5%+3.2pp
FCF margin21.9%-2.1pp

Returns & leverage

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Return on equity10.8%+1.9pp
Debt / equity0.3×+0.1×

Competitors

Profile

CNB Financial Corp is a financial holding company that provides a comprehensive suite of banking and financial services through its primary subsidiary, CNB Bank. The company operates a multi-brand community banking model across Pennsylvania, Ohio, New York, and Virginia, focusing on personalized commercial and consumer banking, wealth management, and specialized lending. Its core value proposition centers on localized decision-making and community-focused financial solutions delivered through distinct regional divisions.

Competitive position

A regional community banking leader utilizing a multi-brand strategy to maintain local market identity while leveraging the scale of a centralized holding company.

GeographiesPennsylvania, Ohio, New York, Virginia, United States
Customer segmentsRetail, SME, Commercial, Public Sector, Women Business Owners
Business modelInterest Income, Fee-based Services, Asset Management Fees
SuppliersFederal Reserve System, Depositors, Technology and Core Banking Providers, Debt and Equity Markets
CustomersResidential Homebuyers, Small and Medium Enterprises, Real Estate Developers, Municipalities, Retail Consumers
Listed1995
Employees801.0
CEOMichael D. Peduzzi
FilingsSEC EDGAR

FAQ

What is CNB Financial's market cap?
CNB Financial (CCNE) has a market capitalization of $1.1B and trades on NASDAQ.
What is CNB Financial's revenue and profitability?
CNB Financial generated $308.6M in trailing twelve-month revenue with net income of $81.7M, representing a net margin of 26.5%, with free cash flow of $67.6M. These figures are based on the Q1 2026 filing.
Who are CNB Financial's competitors?
CNB Financial's key competitors include PNC Financial Services Group, Inc., M&T Bank Corporation, KeyCorp, and others. These companies compete in similar markets and product categories.
Who does CNB Financial partner with?
CNB Financial's notable partners include GreenPath Financial Wellness.
What subsidiaries does CNB Financial have?
CNB Financial's subsidiaries include CNB Bank, ERIEBANK, FCBank, and others.
Where is CNB Financial headquartered?
CNB Financial is headquartered in United States of America and employs approximately 801 people. It has been publicly traded since 1995.