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Total debt at other companies

Blue Ridge Bankshares logo
Blue Ridge BanksharesBRBS
$6.91M-16.6%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$198.74M-34.2%
PRO
Provident Financial HoldingsPROV
$186.36M+9,616%
Bank of America logo
Bank of AmericaBAC
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
Truist Financial logo
Truist FinancialTFC

Other financials

Income statement

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Revenue$15.3M+19.4%
Net income$5.0M+53.9%
EPS (diluted)$0.78+52.9%

Balance sheet

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Cash & equivalents$62.2M-49.3%
Total equity$187.4M+12.0%
Total assets$1.8B-0.4%

Cash flow

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Operating cash flow$3.3M+28.6%
CapEx$229.0K-76.2%
Free cash flow$3.1M+91.6%

Valuation

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Market cap$231.36M+34.3%
Enterprise value$171.13M+111%
P/E13.2×-2.1×
P/S+0.5×

Profitability

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Net margin30.3%+12.1pp
FCF margin28.6%+19.7pp

Returns & leverage

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Return on equity9.9%+4.2pp
Debt / equity0.0×

Where this comes from

Computed from long term debt + current portion long term debt + short term borrowings + operating lease liabilities + finance lease liabilities + financing obligations: $1.91M.

The official record: National Bankshares’s 10-Q, filed May 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is National Bankshares's total debt?
National Bankshares (NKSH) reported total debt of $1.91M in Q1 2026.
How has National Bankshares's total debt changed year-over-year?
National Bankshares's total debt increased by 34.6% year-over-year, from $1.42M to $1.91M.
What is the long-term trend for National Bankshares's total debt?
Over 2 years (2023 to 2025), National Bankshares's total debt has grown at a 34.5% compound annual growth rate (CAGR), from $1.13M to $2.04M.
What does total debt mean?
Total debt represents the aggregate sum of all interest-bearing financial obligations, including short-term borrowings, the current portion of long-term debt, and long-term debt instruments. It also encompasses capitalized lease liabilities and other debt-like financing arrangements that require fixed repayment schedules. This metric serves as a comprehensive indicator of a company's total financial leverage and its reliance on external capital providers.