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First Bancorp FNLC Debt-to-equity

Debt-to-equity at other companies

Camden National logo
Camden NationalCAC
0.7×-0.2×
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
0.0×
Home Bancorp logo
Home BancorpHBCP
-0.4×
West Bancorporation logo
West BancorporationWTBA
0.1×-0.1×
First Internet Bancorp logo
First Internet BancorpINBK
0.7×0.0×
First Business Financial Services logo
First Business Financial ServicesFBIZ
0.0×

Other financials

Income statement

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Revenue$25.8M+14.6%
Net income$9.6M+18.6%
EPS (diluted)$0.85+18.1%

Balance sheet

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Cash & equivalents$29.8M+8.8%
Total debt$214.1M+9.1%
Total equity$293.0M+10.3%
Total assets$3.2B+0.5%

Cash flow

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Operating cash flow$22.8M+945%
CapEx$189.0K+40.0%
Free cash flow$22.2M+2,587%

Valuation

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Market cap$392.63M+38.9%
Enterprise value$576.94M+27.8%
P/E10.4×+1.0×
P/S3.9×+0.6×

Profitability

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Net margin37.3%+2.8pp
FCF margin57.1%+24.5pp

Returns & leverage

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Return on equity13.5%+1.8pp

Where this comes from

Calculated from First Bancorp’s reported figures.

Based on the most recent quarter.

The source filing: First Bancorp’s 10-Q, filed August 7, 2026. Open the filing →

Filed
Aug 7, 2026, 10:18 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000765207-26-000106

FAQ

What is First Bancorp's debt-to-equity?
First Bancorp (FNLC) reported debt-to-equity of 0.7× in Q2 2026.
How has First Bancorp's debt-to-equity changed year-over-year?
First Bancorp's debt-to-equity decreased by 1.1% year-over-year, from 0.7× to 0.7×.
What is the long-term trend for First Bancorp's debt-to-equity?
Over 5 years (2020 to 2025), First Bancorp's debt-to-equity has grown at a -10.7% compound annual growth rate (CAGR), from 1.2× to 0.7×.
What does debt-to-equity mean?
Total debt (including capitalized leases and financing obligations) divided by shareholders' equity at the quarter end. Measures how much the company is financed by debt relative to equity.

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