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First Bancorp FNLC Free cash flow

Free cash flow at other companies

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$18.23M+2,608%
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First Mid Bancshares, Inc.FMBH
$23.12M-49.7%
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$2.92M-74.0%
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Midland States BancorpMSBI
$16.35M-28.5%

Other financials

Income statement

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Revenue$25.1M+15.3%
Net income$9.0M+27.1%
EPS (diluted)$0.80+27.0%

Balance sheet

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Cash & equivalents$23.6M-10.7%
Total debt$195.8M+5.6%
Total equity$286.8M+10.4%
Total assets$3.2B+0.4%

Cash flow

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Operating cash flow$22.8M+945%
CapEx$526.0K-61.1%

Valuation

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Market cap$383.94M+43.8%
Enterprise value$556.13M+30.6%
P/E10.6×+1.1×
P/S3.9×+0.7×

Profitability

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Net margin37%+3.4pp
FCF margin57.1%+24.5pp

Returns & leverage

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Return on equity13.3%+2.1pp
Debt / equity0.7×0.0×

Where this comes from

Calculated from First Bancorp’s reported figures.

The official record: First Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Bancorp's free cash flow?
First Bancorp (FNLC) reported free cash flow of $22.25M in Q1 2026.
How has First Bancorp's free cash flow changed year-over-year?
First Bancorp's free cash flow increased by 2586.8% year-over-year, from $828K to $22.25M.
What is the long-term trend for First Bancorp's free cash flow?
Over 4 years (2021 to 2025), First Bancorp's free cash flow has grown at a -10.1% compound annual growth rate (CAGR), from $52.94M to $34.59M.
What does free cash flow mean?
Free cash flow represents the cash generated by a company after accounting for cash outflows to support operations and maintain or expand its capital asset base. It serves as a critical indicator of a company's ability to fund organic growth, pay down debt, or return capital to shareholders without relying on external financing.