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Community Financial System CBU Net Interest Income
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Where this comes from
Reported directly by Community Financial System in its filing.
Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.
The source filing: Community Financial System’s 10-Q, filed August 7, 2026.
- Filed
- Aug 7, 2026, 4:16 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0001104659-26-092717
| Line item | Three Months Ended / June 30, 2026 | Three Months Ended / June 30, 2025 | Six Months Ended / June 30, 2026 | Six Months Ended / June 30, 2025 |
|---|---|---|---|---|
| Interest on deposits | 39,382 | 40,637 | 78,755 | 79,924 |
| Interest on borrowings | 5,826 | 7,493 | 11,728 | 15,641 |
| Total interest expense | 45,208 | 48,130 | 90,483 | 95,565 |
| Net interest income | 139,144 | 124,748 | 273,856 | 244,960 |
| Provision for credit losses | 4,607 | 4,117 | 10,243 | 10,807 |
| Net interest income after provision for credit losses | 134,537 | 120,631 | 263,613 | 234,153 |
| Noninterest revenues: | ||||
| Deposit service fees | 15,493 | 14,519 | 31,410 | 28,826 |
Item 1. Financial Statements (Unaudited)
FAQ
- What is Community Financial System's net interest income?
- Community Financial System (CBU) reported net interest income of $139.14M in Q2 2026.
- How has Community Financial System's net interest income changed year-over-year?
- Community Financial System's net interest income increased by 11.5% year-over-year, from $124.75M to $139.14M.
- What is the long-term trend for Community Financial System's net interest income?
- Over 4 years (2021 to 2025), Community Financial System's net interest income has grown at a 7.8% compound annual growth rate (CAGR), from $374.41M to $506.55M.
- What does net interest income mean?
- The difference between interest earned on assets, such as loans and securities, and interest paid on liabilities, such as deposits and borrowings. It serves as the fundamental measure of a bank's core profitability from its lending and deposit-taking activities.
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