Skip to content
Screener

Community Financial System CBU Employee Benefit Services — Interest Income Expense Net

Other segment segments

Banking And Corporate Services
$139.09M+11.6%
Wealth Management Services
-$84K
Insurance Services
$0

Similar metrics at other companies

Alerus Financial Corporation logo
ALRSRetirement And Benefit Services — Interest Income Expense Net
$0
Hovnanian Enterprises, Inc. logo
HOVFinancial Services — Interest Income Expense Net
$13.36M+3.6%
CTB
CTBICommunity Banking Services — Interest Income Expense Net
$61.67M+12.3%
Universal Health Services logo
UHSBehavioral Health Services — Interest Income Expense Net
$1.27M+15.3%
Crexendo logo
CXDOCloud Telecommunications Service — Interest Income Expense Net
$0+100%
WesBanco logo
WSBCTrust And Investment Services — Interest Income Expense Net
-$1.82M-94.7%

Other financials

Income statement

See full
Revenue$223.2M+12.0%
Net income$61.3M+19.5%
EPS (diluted)$1.16+19.6%

Balance sheet

See full
Cash & equivalents$258.2M+8.8%
Total debt$598.0M+4.1%
Total equity$2.1B+10.1%
Total assets$17.8B+6.6%

Cash flow

See full
Operating cash flow$51.1M-4.9%
CapEx$9.7M-44.1%
Free cash flow$41.4M+13.7%

Valuation

See full
Market cap$3.44B+22.3%
Enterprise value$3.78B+20.0%
P/E15.1×+0.6×
P/S+0.4×

Profitability

See full
Net margin26.6%+1.6pp
FCF margin28.7%+3.3pp

Returns & leverage

See full
Return on equity11.5%+0.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Community Financial System in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: Community Financial System’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:16 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092717
Line itemBanking andEmployee / BenefitInsurance
(000’s omitted)CorporateServicesServicesTotal
Three Months Ended June 30, 2026
Net interest income (expense) from external customers$139,089$139$0$$139,144
Noninterest revenues from external customers21,23934,88513,19579,764
Revenues from external customers160,32835,02413,195218,908
Equity in net loss of investees accounted for by the equity method00(463)(463)
Intersegment revenues(902)1,336791,370
159,42636,36012,811219,815

Item 1. Financial Statements (Unaudited)

FAQ

What is Community Financial System's employee benefit services — interest income expense net?
Community Financial System (CBU) reported employee benefit services — interest income expense net of $139K in Q2 2026.
How has Community Financial System's employee benefit services — interest income expense net changed year-over-year?
Community Financial System's employee benefit services — interest income expense net increased by 4.5% year-over-year, from $133K to $139K.
What is the long-term trend for Community Financial System's employee benefit services — interest income expense net?
Over 2 years (2021 to 2025), Community Financial System's employee benefit services — interest income expense net has grown at a 35.3% compound annual growth rate (CAGR), from $293K to $536K.
What does employee benefit services — interest income expense net mean?
This represents the net result of interest income earned on financial assets and interest expense incurred on liabilities specifically attributable to the employee benefit services segment. It reflects the segment's ability to manage its interest-bearing capital and liquidity positions effectively. A positive net figure indicates that interest-earning activities are generating more revenue than the costs associated with funding those activities.

Ask your AI about Community Financial System's employee benefit services — interest income expense net.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude