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Community Financial System CBU Employee Benefit Services — Interest Income Expense Net

Other segment segments

Banking And Corporate Services
$134.58M+12.1%
Insurance Services
$0
Wealth Management Services
$0

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Other financials

Income statement

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Revenue$213.3M+8.7%
Net income$57.2M+15.3%
EPS (diluted)$1.08+16.1%

Balance sheet

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Cash & equivalents$572.2M+10.5%
Total debt$437.7M-25.3%
Total equity$2.0B+10.4%
Total assets$17.7B+5.8%

Cash flow

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Operating cash flow$71.6M+14.5%
CapEx$11.3M+6.7%
Free cash flow$60.3M+16.1%

Valuation

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Market cap$3.39B+2.6%

Profitability

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Net margin26.1%+1.1pp
FCF margin28.9%+3.3pp

Returns & leverage

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Return on equity11.3%+0.3pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Community Financial System in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: Community Financial System’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Community Financial System's employee benefit services — interest income expense net?
Community Financial System (CBU) reported employee benefit services — interest income expense net of $133K in Q1 2026.
How has Community Financial System's employee benefit services — interest income expense net changed year-over-year?
Community Financial System's employee benefit services — interest income expense net increased by 6.4% year-over-year, from $125K to $133K.
What is the long-term trend for Community Financial System's employee benefit services — interest income expense net?
Over 2 years (2021 to 2025), Community Financial System's employee benefit services — interest income expense net has grown at a 35.3% compound annual growth rate (CAGR), from $293K to $536K.
What does employee benefit services — interest income expense net mean?
This represents the net result of interest income earned on financial assets and interest expense incurred on liabilities specifically attributable to the employee benefit services segment. It reflects the segment's ability to manage its interest-bearing capital and liquidity positions effectively. A positive net figure indicates that interest-earning activities are generating more revenue than the costs associated with funding those activities.