What does insurance services — interest income expense net mean?

This represents the net result of interest income earned and interest expense incurred specifically within the insurance services business segment. It reflects the profitability of interest-bearing assets and liabilities managed by the insurance division. A positive value indicates that interest income exceeds interest costs, contributing to the segment's overall net revenue.

Community Financial System CBU Insurance Services — Interest Income Expense Net

Other segment segments

Banking And Corporate Services

$134.58M+12.1%

Employee Benefit Services

$133K+6.4%

Wealth Management Services

$0—

Similar metrics at other companies

FNBInsurance — Interest Income (Expense), Operating

$0—

FNBInsurance — Interest Income

$0—

ALLYInsurance operations — Net Financing Revenue

$36M+20.0%

LSTRInsurance — Interest Income Operating

$2.97M-17.3%

FNBInsurance — Net Income

$1M0.0%

FRHCInsurance — Interest income (including $12,703 , $1,731 and $24,941 from related parties)

$21.34M+40.3%

Other financials

Income statement

See full

Revenue$213.3M+8.7%

Net income$57.2M+15.3%

EPS (diluted)$1.08+16.1%

Balance sheet

See full

Cash & equivalents$572.2M+10.5%

Total debt$437.7M-25.3%

Total equity$2.0B+10.4%

Total assets$17.7B+5.8%

Cash flow

See full

Operating cash flow$71.6M+14.5%

CapEx$11.3M+6.7%

Free cash flow$60.3M+16.1%

Valuation

See full

Market cap$3.39B+2.6%

Profitability

See full

Net margin26.1%+1.1pp

FCF margin28.9%+3.3pp

Returns & leverage

See full

Return on equity11.3%+0.3pp

Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Community Financial System in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: Community Financial System’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Community Financial System's insurance services — interest income expense net?: Community Financial System (CBU) reported insurance services — interest income expense net of $0 in Q1 2026.
What does insurance services — interest income expense net mean?: This represents the net result of interest income earned and interest expense incurred specifically within the insurance services business segment. It reflects the profitability of interest-bearing assets and liabilities managed by the insurance division. A positive value indicates that interest income exceeds interest costs, contributing to the segment's overall net revenue.