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Total Revenue at other companies

Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$29.71M+8.8%
CNB Financial logo
CNB FinancialCCNE
$87.65M+43.2%
First Community Corporation logo
First Community CorporationFCCO
$25.14M+28.7%
Northwest Bancshares logo
Northwest BancsharesNWBI
$181.17M+20.5%
National Bankshares logo
National BanksharesNKSH
$15.7M+18.3%
F.N.B. Corporation logo
F.N.B. CorporationFNB
$463M+5.5%

Segments

By product

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Deposit Account$1.76M+23.8%
Debit Card$1.35M+10.6%
Bank Servicing$193K+11.6%

Other financials

Income statement

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Net income$14.1M+130%
EPS (diluted)$0.79+97.5%

Balance sheet

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Cash & equivalents$82.5M-17.1%
Total debt$14.6M+2,647%
Total equity$346.1M+20.9%
Total assets$3.2B+20.7%

Cash flow

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Operating cash flow$15.4M+81.2%
CapEx$150.0K-69.1%
Free cash flow$15.3M+90.3%

Valuation

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Market cap$455.01M+56.3%
Enterprise value$387.12M+102%
P/E18×+7.2×
P/S3.2×+0.6×

Profitability

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Net margin17.8%-6.4pp
FCF margin31.4%+7.0pp

Returns & leverage

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Return on equity8%-1.8pp
Debt / equity0.0×

Where this comes from

Calculated from Citizens & Northern’s reported figures.

The source filing: Citizens & Northern’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 11:52 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092539
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
NONINTEREST INCOME
Trust revenue2,2421,9674,3274,069
Brokerage and insurance revenue8165541,4041,052
Service charges on deposit accounts1,7611,4223,4112,862
Interchange revenue from debit card transactions1,3471,2182,6142,254
Net gains from sale of loans608312978517
Loan servicing fees, net193173301311
Increase in cash surrender value of life insurance5274661,042923

Cover / Front Matter

FAQ

What is Citizens & Northern's total revenue?
Citizens & Northern (CZNC) reported total revenue of $39.42M in Q2 2026.
How has Citizens & Northern's total revenue changed year-over-year?
Citizens & Northern's total revenue increased by 34.6% year-over-year, from $29.28M to $39.42M.
What is the long-term trend for Citizens & Northern's total revenue?
Over 4 years (2021 to 2025), Citizens & Northern's total revenue has grown at a 4.3% compound annual growth rate (CAGR), from $103.82M to $122.71M.
What does total revenue mean?
The aggregate of all revenue from the company's operations — the top line from which all profitability metrics are derived.

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