Skip to content
Screener

Total Revenue at other companies

M&T Bank logo
M&T BankMTB
$2.53B+5.7%
Fulton Financial logo
Fulton FinancialFULT
$363.56M+12.2%
Citizens & Northern logo
Citizens & NorthernCZNC
$39.42M+34.6%
CTB
Community Trust BancorpCTBI
$78.49M+11.8%
Civista Bancshares logo
Civista BancsharesCIVB
$47.6M+15.0%
FRA
Franklin Financial Services CorporationFRAF
$24.5M+9.6%

Segments

By segment

See full
Community Banking$43.52M+2.6%

Other financials

Income statement

See full
Net income$10.2M+20.4%
EPS (diluted)$2.12+20.5%

Balance sheet

See full
Cash & equivalents$39.4M-20.3%
Total debt$394.0M+25.8%
Total equity$352.8M+12.5%
Total assets$3.2B+7.6%

Cash flow

See full
Operating cash flow$18.0M+64.6%
CapEx$287.0K-42.0%
Free cash flow$17.9M+72.7%

Valuation

See full
Market cap$388.06M+29.9%
Enterprise value$742.65M+32.0%
P/E9.5×0.0×
P/S3.3×+0.4×

Profitability

See full
Net margin34.8%+4.7pp
FCF margin37%+8.8pp

Returns & leverage

See full
Return on equity12.3%+1.8pp
Debt / equity1.1×+0.1×

Where this comes from

Calculated from Citizens Financial Services, Inc.’s reported figures.

The source filing: Citizens Financial Services, Inc.’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 6:02 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001140361-26-031479
Revenue streamThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Interchange revenue8137681,5371,529
ATM income26295460
Other service charges9394184184
Total Service Charges1,3881,3032,7122,594
Trust200183435407
Brokerage and insurance6406271,2091,310
Other215254424495
Total$2,443$2,367$4,780$4,806

Cover / Front Matter

FAQ

What is Citizens Financial Services, Inc.'s total revenue?
Citizens Financial Services, Inc. (CZFS) reported total revenue of $29.71M in Q2 2026.
How has Citizens Financial Services, Inc.'s total revenue changed year-over-year?
Citizens Financial Services, Inc.'s total revenue increased by 8.8% year-over-year, from $27.31M to $29.71M.
What is the long-term trend for Citizens Financial Services, Inc.'s total revenue?
Over 4 years (2021 to 2025), Citizens Financial Services, Inc.'s total revenue has grown at a 9.4% compound annual growth rate (CAGR), from $78.42M to $112.35M.
What does total revenue mean?
The aggregate of all revenue from the company's operations — the top line from which all profitability metrics are derived.

Ask your AI about Citizens Financial Services, Inc.'s total revenue.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude