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Citizens Financial Services, Inc. CZFS EPS (Diluted)

EPS (Diluted) at other companies

M&T Bank logo
M&T BankMTB
$5.32+25.5%
Fulton Financial logo
Fulton FinancialFULT
$0.52-1.9%
Citizens & Northern logo
Citizens & NorthernCZNC
$0.79+97.5%
CTB
Community Trust BancorpCTBI
$1.64+18.8%
SB Financial Group logo
SB Financial GroupSBFG
$0.72+20.0%
Civista Bancshares logo
Civista BancsharesCIVB
$0.69-2.8%

Other financials

Income statement

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Revenue$29.7M+8.8%
Net income$10.2M+20.4%

Balance sheet

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Cash & equivalents$39.4M-20.3%
Total debt$394.0M+25.8%
Total equity$352.8M+12.5%
Total assets$3.2B+7.6%

Cash flow

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Operating cash flow$18.0M+64.6%
CapEx$287.0K-42.0%
Free cash flow$17.9M+72.7%

Valuation

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Market cap$390.03M+44.7%
Enterprise value$744.63M+39.6%
P/E9.5×+1.0×
P/S3.3×+0.7×

Profitability

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Net margin34.8%+4.7pp
FCF margin37%+8.8pp

Returns & leverage

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Return on equity12.3%+1.8pp
Debt / equity1.1×+0.1×

Where this comes from

Reported directly by Citizens Financial Services, Inc. in its filing.

Tagged under the XBRL concept us-gaap:EarningsPerShareDiluted.

The source filing: Citizens Financial Services, Inc.’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 6:02 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001140361-26-031479
CITIZENS FINANCIAL SERVICES, INC. / CONSOLIDATED STATEMENT OF INCOME / (UNAUDITED) / (in thousands, except share and per share data)Three Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Income before provision for income taxes12,34110,41625,04319,792
Provision for income taxes2,1541,9534,4803,708
NET INCOME$10,187$8,463$20,563$16,084
PER COMMON SHARE DATA:
Net Income - Basic$2.12$1.76$4.29$3.35
Net Income - Diluted$2.12$1.76$4.28$3.35
Number of shares used in computation - basic4,797,9404,797,7164,798,1044,797,642
Number of shares used in computation - diluted4,802,1934,800,3844,801,9514,800,862

Cover / Front Matter

FAQ

What is Citizens Financial Services, Inc.'s EPS (diluted)?
Citizens Financial Services, Inc. (CZFS) reported EPS (diluted) of $2.12 in Q2 2026.
How has Citizens Financial Services, Inc.'s EPS (diluted) changed year-over-year?
Citizens Financial Services, Inc.'s EPS (diluted) increased by 20.5% year-over-year, from $1.76 to $2.12.
What is the long-term trend for Citizens Financial Services, Inc.'s EPS (diluted)?
Over 4 years (2021 to 2025), Citizens Financial Services, Inc.'s EPS (diluted) has grown at a 0.9% compound annual growth rate (CAGR), from $7.34 to $7.62.
What does EPS (diluted) mean?
Net income divided by the weighted-average number of shares outstanding plus all potentially dilutive securities (stock options, convertibles, warrants). The most conservative EPS measure.

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