Citizens Financial Services, Inc. CZFS Debt-to-equity
Debt-to-equity at other companies
Other financials
Where this comes from
Calculated from Citizens Financial Services, Inc.’s reported figures.
Based on the most recent quarter.
The official record: Citizens Financial Services, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →
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Questions, answered.
- What is Citizens Financial Services, Inc.'s debt-to-equity?
- Citizens Financial Services, Inc. (CZFS) reported debt-to-equity of 0.6× in Q1 2026.
- How has Citizens Financial Services, Inc.'s debt-to-equity changed year-over-year?
- Citizens Financial Services, Inc.'s debt-to-equity decreased by 41.0% year-over-year, from 1× to 0.6×.
- What is the long-term trend for Citizens Financial Services, Inc.'s debt-to-equity?
- Over 5 years (2020 to 2025), Citizens Financial Services, Inc.'s debt-to-equity has grown at a 17.8% compound annual growth rate (CAGR), from 0.8× to 1.8×.
- What does debt-to-equity mean?
- Total debt (including capitalized leases and financing obligations) divided by shareholders' equity at the quarter end. Measures how much the company is financed by debt relative to equity.