What is Farmers & Merchants Bancorp's debt-to-equity?

Farmers & Merchants Bancorp (FMAO) reported debt-to-equity of 0× in Q4 2025.

What is the long-term trend for Farmers & Merchants Bancorp's debt-to-equity?

Over 3 years (2022 to 2025), Farmers & Merchants Bancorp's debt-to-equity has grown at a 64.2% compound annual growth rate (CAGR), from 0× to 0×.

What does debt-to-equity mean?

Total debt (including capitalized leases and financing obligations) divided by shareholders' equity at the quarter end. Measures how much the company is financed by debt relative to equity.

Farmers & Merchants Bancorp FMAO Debt-to-equity

Debt-to-equity at other companies

JPMorgan ChaseJPM

1.4×+0.1×

Fifth Third BankFITB

0.6×-0.1×

Huntington BancsharesHBAN

0.7×-0.2×

Wells Fargo & CompanyWFC

1.2×-0.5×

KeyCorpKEY

0.9×+0.1×

PNC Financial ServicesPNC

1×0.0×

Other financials

Income statement

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Revenue$32.4M+15.6%

Net income$9.6M+37.8%

EPS (diluted)$0.70+37.3%

Balance sheet

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Cash & equivalents$173.5M+0.3%

Total debt$5.7M-10.4%

Total equity$375.9M+9.1%

Total assets$3.5B+2.9%

Cash flow

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Operating cash flow$7.7M-30.5%

CapEx$663.0K+71.8%

Free cash flow$7.0M-34.2%

Valuation

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Market cap$412.08M+25.6%

P/E11.5×-0.5×

P/S3.3×+0.2×

Profitability

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Net margin28.6%+2.5pp

FCF margin24.9%-13.0pp

Returns & leverage

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Return on equity10%+1.7pp

Where this comes from

Calculated from Farmers & Merchants Bancorp’s reported figures.

total debt/total stockholders equity=0×

Based on the most recent quarter.

The official record: Farmers & Merchants Bancorp’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Farmers & Merchants Bancorp's debt-to-equity?: Farmers & Merchants Bancorp (FMAO) reported debt-to-equity of 0× in Q4 2025.
What is the long-term trend for Farmers & Merchants Bancorp's debt-to-equity?: Over 3 years (2022 to 2025), Farmers & Merchants Bancorp's debt-to-equity has grown at a 64.2% compound annual growth rate (CAGR), from 0× to 0×.
What does debt-to-equity mean?: Total debt (including capitalized leases and financing obligations) divided by shareholders' equity at the quarter end. Measures how much the company is financed by debt relative to equity.