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Farmers & Merchants Bancorp FMAO Free cash flow margin

Free cash flow margin at other companies

Fifth Third Bank logo
Fifth Third BankFITB
16.1%
Huntington Bancshares logo
Huntington BancsharesHBAN
24.4%+0.6pp
KeyCorp logo
KeyCorpKEY
28.4%
Greene County Bancorp logo
Greene County BancorpGCBC
41.3%+5.9pp
Home Bancorp logo
Home BancorpHBCP
33.1%+1.1pp
Midland States Bancorp logo
Midland States BancorpMSBI
37%-5.4pp

Other financials

Income statement

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Revenue$32.4M+15.6%
Net income$9.6M+37.8%
EPS (diluted)$0.70+37.3%

Balance sheet

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Cash & equivalents$173.5M+0.3%
Total debt$5.7M-10.4%
Total equity$375.9M+9.1%
Total assets$3.5B+2.9%

Cash flow

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Operating cash flow$7.7M-30.5%
CapEx$663.0K+71.8%
Free cash flow$7.0M-34.2%

Valuation

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Market cap$412.08M+25.6%
P/E11.5×-0.5×
P/S3.3×+0.2×

Profitability

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Net margin28.6%+2.5pp

Returns & leverage

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Return on equity10%+1.7pp
Debt / equity0.0×

Where this comes from

Calculated from Farmers & Merchants Bancorp’s reported figures.

Based on trailing twelve months.

The official record: Farmers & Merchants Bancorp’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Farmers & Merchants Bancorp's free cash flow margin?
Farmers & Merchants Bancorp (FMAO) reported free cash flow margin of 24.9% in Q1 2026.
How has Farmers & Merchants Bancorp's free cash flow margin changed year-over-year?
Farmers & Merchants Bancorp's free cash flow margin decreased by 34.2% year-over-year, from 37.9% to 24.9%.
What is the long-term trend for Farmers & Merchants Bancorp's free cash flow margin?
Over 5 years (2020 to 2025), Farmers & Merchants Bancorp's free cash flow margin has grown at a -1.8% compound annual growth rate (CAGR), from 31.6% to 28.8%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.