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Farmers & Merchants Bancorp FMAO Free cash flow margin

Free cash flow margin at other companies

Fifth Third Bank logo
Fifth Third BankFITB
16.1%
Huntington Bancshares logo
Huntington BancsharesHBAN
27.6%
KeyCorp logo
KeyCorpKEY
28.4%
Greene County Bancorp logo
Greene County BancorpGCBC
41.3%+5.9pp
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
37%+8.8pp
Home Bancorp logo
Home BancorpHBCP
33.1%+1.1pp

Other financials

Income statement

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Revenue$34.4M+15.9%
Net income$11.8M+53.0%
EPS (diluted)$0.86+53.6%

Balance sheet

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Cash & equivalents$156.4M+77.3%
Total debt$5.7M-10.4%
Total equity$384.7M+9.7%
Total assets$3.5B+4.7%

Cash flow

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Operating cash flow$10.8M+878%
CapEx$209.0K-70.9%
Free cash flow$10.6M+2,651%

Valuation

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Market cap$480.79M+42.5%
P/E12×+0.6×
P/S3.7×+0.6×

Profitability

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Net margin30.7%+3.8pp

Returns & leverage

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Return on equity10.9%+2.1pp
Debt / equity0.0×

Where this comes from

Calculated from Farmers & Merchants Bancorp’s reported figures.

Based on trailing twelve months.

The source filing: Farmers & Merchants Bancorp’s 10-Q, filed July 29, 2026. Open the filing →

Filed
Jul 29, 2026, 4:39 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-323955

FAQ

What is Farmers & Merchants Bancorp's free cash flow margin?
Farmers & Merchants Bancorp (FMAO) reported free cash flow margin of 31.8% in Q2 2026.
How has Farmers & Merchants Bancorp's free cash flow margin changed year-over-year?
Farmers & Merchants Bancorp's free cash flow margin increased by 12.4% year-over-year, from 28.3% to 31.8%.
What is the long-term trend for Farmers & Merchants Bancorp's free cash flow margin?
Over 5 years (2020 to 2025), Farmers & Merchants Bancorp's free cash flow margin has grown at a -1.8% compound annual growth rate (CAGR), from 31.6% to 28.8%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.

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