Farmers & Merchants Bancorp
FMAOFarmers & Merchants Bancorp, Inc. is a financial holding company that operates as a community-oriented commercial bank serving Northwest Ohio, Northeast Indiana, and Southeast Michigan.
Earnings
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Oct 26, 2026 (in 3 months)Financials
Q2 2026Valuation & ratios
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Profile
Farmers & Merchants Bancorp, Inc. is a financial holding company that operates as a community-oriented commercial bank serving Northwest Ohio, Northeast Indiana, and Southeast Michigan. The company provides a comprehensive suite of traditional banking services, including commercial, agricultural, and residential mortgage lending, alongside retail deposit products. Its core value proposition centers on local relationship banking, leveraging deep expertise in agricultural finance and expanding its footprint through strategic acquisitions and digital banking enhancements.
A leading community bank in its specific tri-state market area, ranking fourth in deposit market share within its served zip codes. It differentiates itself through specialized agricultural lending and a conservative underwriting approach compared to larger national peers.
Questions, answered.
- What is Farmers & Merchants Bancorp's market cap?
- Farmers & Merchants Bancorp (FMAO) has a market capitalization of $429.6M and trades on NASDAQ.
- What is Farmers & Merchants Bancorp's revenue and profitability?
- Farmers & Merchants Bancorp generated $130.5M in trailing twelve-month revenue with net income of $40.0M, representing a net margin of 30.7%, with free cash flow of $41.5M. These figures are based on the Q2 2026 filing.
- Who are Farmers & Merchants Bancorp's competitors?
- Farmers & Merchants Bancorp's key competitors include Huntington National Bank, Fifth Third Bank, PNC, and others. These companies compete in similar markets and product categories.
- Who does Farmers & Merchants Bancorp partner with?
- Farmers & Merchants Bancorp's notable partners include Raymond James Financial Services, Inc., Freddie Mac, Farm Service Agency.
- What subsidiaries does Farmers & Merchants Bancorp have?
- Farmers & Merchants Bancorp's subsidiaries include The Farmers & Merchants State Bank, F&M Insurance Agency, LLC, Perpetual Federal Savings Bank, and others.
- Where is Farmers & Merchants Bancorp headquartered?
- Farmers & Merchants Bancorp is headquartered in United States of America and employs approximately 465 people. It has been publicly traded since 2004.
