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Net Income at other companies

Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$10.19M+20.4%
CNB Financial logo
CNB FinancialCCNE
$28.3M+103%
Capital City Bank Group logo
Capital City Bank GroupCCBG
$16.28M+8.2%
First Community Corporation logo
First Community CorporationFCCO
$7.6M+46.5%
Northwest Bancshares logo
Northwest BancsharesNWBI
$53.55M+59.0%
Greene County Bancorp logo
Greene County BancorpGCBC
$11.34M+21.5%

Segments

By segment

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Single Reportable$14.06M+130%

Other financials

Income statement

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Revenue$39.4M+34.6%
EPS (diluted)$0.79+97.5%

Balance sheet

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Cash & equivalents$82.5M-17.1%
Total debt$14.6M+2,647%
Total equity$346.1M+20.9%
Total assets$3.2B+20.7%

Cash flow

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Operating cash flow$15.4M+81.2%
CapEx$150.0K-69.1%
Free cash flow$15.3M+90.3%

Valuation

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Market cap$455.01M+56.3%
Enterprise value$387.12M+102%
P/E18×+7.2×
P/S3.2×+0.6×

Profitability

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Net margin17.8%-6.4pp
FCF margin31.4%+7.0pp

Returns & leverage

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Return on equity8%-1.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens & Northern in its filing.

Tagged under the XBRL concept us-gaap:NetIncomeLoss.

The source filing: Citizens & Northern’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 11:52 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092539
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Professional fees7445061,3831,023
Merger-related expenses01670167
Other noninterest expense4,7993,4018,1635,755
Total noninterest expense23,83919,39846,55138,441
Income before income tax provision17,4257,53217,76015,236
Income tax provision3,3681,4153,4302,826
NET INCOME$14,057$6,117$14,330$12,410
EARNINGS PER COMMON SHARE - BASIC AND DILUTED$0.79$0.40$0.81$0.80

Cover / Front Matter

FAQ

What is Citizens & Northern's net income?
Citizens & Northern (CZNC) reported net income of $14.06M in Q2 2026.
How has Citizens & Northern's net income changed year-over-year?
Citizens & Northern's net income increased by 129.8% year-over-year, from $6.12M to $14.06M.
What is the long-term trend for Citizens & Northern's net income?
Over 4 years (2021 to 2025), Citizens & Northern's net income has grown at a -6.4% compound annual growth rate (CAGR), from $30.55M to $23.43M.
What does net income mean?
The bottom line — total revenue minus all expenses, taxes, and costs. Represents the profit attributable to the company's shareholders after all obligations are met.

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